222 Black Hawk Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 222 Black Hawk Rd, Waterloo, IA 50701

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,528 sqft · built 1914
Lot Size0.23 acres (10,000 sqft)
OwnerIndividual Name on File
Last Sale$22,000 (Dec 2009)
Tax Bill$1,890 (2025)
Deeds & MortgagesOct 2019 Refinance
Flood ZoneZone X (reduced by levee)
APN8913-27-204-007

Property Details

APN / Parcel Number

Primary APN8913-27-204-007

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,528 sqft Living Area
1st Floor Area899 sqft
Basement Area899 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1914
Effective Year BuiltEffective 1914
Exterior MaterialAluminum Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,000 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchPorch
Porch Area40 sqft
Deck Area100 sqft
Patio Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address222 BLACK HAWK RD
CityWATERLOO
StateIA
Zip50701-5308
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHAGERMAN PLACE LOT 23 BLK 34 LOT 24 BLK 34
Legal Range13W
Legal Township89N
Legal Section27
Legal SubdivisionHAGERMAN PLACE
Legal Block34
Legal Lot Number23,24
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1051
Census Tract400

Owner

222 Black Hawk Rd is owned and occupied by an individual who bought it in December 2009.

Source: Black Hawk County records, as of September 1, 2026

Owner of RecordIndividual Name on File
Mailing Address222 BLACK HAWK RD, WATERLOO, IA 50701-5308
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 14, 2009 · Amount on File
Deed SaleDec 14, 2009 · Amount on File
Deed Document Number20092010011686
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address222 BLACK HAWK RD, WATERLOO, IA 50701-5308
Transaction TypeMortgage
Record UpdatedOct 30, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000005932
DateOct 1, 2019
Instrument202000005932
Lender
NameVERIDIAN CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term61 Months
DueNov 1, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 222 Black Hawk Rd was $1,890 with a homeowner's exemption, up 16.4% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,890.00 (+16.38%) Homeowner's exemption$118,110 Land $25,220 Building $92,890$118,110 Land $25,220 Building $92,890
2024$1,624.00
2023$98,760 (+24.82%) Land $25,220 Building $73,540$98,760 Land $25,220 Building $73,540
2022$1,542.00 Homeowner's exemption$79,120 Land $25,220 Building $53,900
2021$79,120 Land $25,220 Building $53,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 222 Black Hawk Rd in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 222 Black Hawk Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

May also be available: Nextlink, T-Mobile, Waterloo Fiber.

Nearby Properties on Black Hawk Rd

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