320 Avawam Dr, Richmond, KY 40475 Property Records

Madison County property record for 320 Avawam Dr, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Owner	Individual Name on Record
Last Sale	$19,900 (Nov 2018)
Tax Bill	$4,431 (2025)
Deeds & Mortgages	Aug 2020 Construction Loan Oct 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0025-0000-0056`

Property Details

APN / Parcel Number

Primary APN	`0025-0000-0056`
Alternative APNs	`122056` `85030` `51576`

Location & Zoning

Account Number	51576
Street Address	320 AVAWAM DR
City	RICHMOND
State	KY
Zip	40475-9193
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOONES TRACE LOT 56 SEC 3
Legal Subdivision	BOONES TRACE
Legal Lot Number	56
Jurisdiction	MADISON KY
Township / Civil Division	BOONESBOROUGH-WHITE HALL
Census Block Group	3
Census Block	3001
Census Tract	10103

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	320 AVAWAM DR, RICHMOND, KY 40475-9193
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2020	Deed of Trust, Mortgage · Construction Mortgage BANK OF THE BLUEGRASS & TRUST CO
Oct 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE BLUEGRASS & TRUST CO
Nov 24, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BANK OF THE BLUEGRASS & TRUST CO
Nov 7, 2018	Deed, Transfer
May 4, 2018	Deed, Transfer
May 7, 2009	Commissioner's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2018 · Amount on Record
Deed Sale	Nov 7, 2018 · Amount on Record
Prior Sale	May 4, 2018 · Amount on Record
Deed Document Number	2013984434
Deed Book / Page	D00766 / 598
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	320 AVAWAM DR, RICHMOND, KY 40475-9193
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01970/533
Date	Aug 21, 2020
Book Page	M01970/533
Instrument	2014018569

Lender

Name	BANK OF THE BLUEGRASS & TRUST CO
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	320 AVAWAM DR, RICHMOND, KY 40475-9193
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2101/741
Date	Oct 18, 2021
Book Page	M2101/741
Instrument	2014058949

Lender

Name	BANK OF THE BLUEGRASS & TRUST CO
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	320 AVAWAM DR, RICHMOND, KY 40475-9193
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M2113/39
Date	Nov 24, 2021
Book Page	M2113/39
Instrument	2014065649

Lender

Name	BANK OF THE BLUEGRASS & TRUST CO
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Nov 15, 2036

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Nov 7, 2018
Property Address	320 AVAWAM DR, RICHMOND, KY 40475-9193
Document Number	D00766/598
Book / Page	D00766 / 598
Map Reference	CAB 18 PG158
Instrument Date	Nov 2, 2018
Instrument	2013984434
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Tax	$20.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	145 ROSE ST, 145, LEXINGTON, KY 40507-1424

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 AVAWAM DR, RICHMOND, KY 40475-9193

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	May 4, 2018
Property Address	320 AVAWAM DR, RICHMOND, KY 40475-9193
Document Number	D00758/786
Book / Page	D00758 / 786
Map Reference	CAB18 PG158
Instrument Date	Mar 30, 2018
Instrument	2013975290
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Tax	$4.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14205 JOYCE ST, 14205, DYER, IN 46311-2410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 ROSE ST, LEXINGTON, KY 40507-1424

May 2009: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	MADISON KY
Recording Date	May 7, 2009
Property Address	320 AVAWAM DR, RICHMOND, KY 40475-9193
Document Number	00D645/422
Book / Page	D645 / 422
Map Reference	CAB18 PG158
Instrument Date	Feb 5, 2009
Instrument	425640
Transaction Type	Foreclosure
Record Updated	Jul 1, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 FOUNTAIN SQUARE PLZ, CINCINNATI, OH 45202-3102

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,431.00 (-2.79%) Additional exemption filed	$469,900 (-)	$469,900 (-)
2023	$4,558.00	$469,900	$469,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

Cell Coverage

4G LTE only, no 5G reported

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