312 Avawam Dr, Richmond, KY 40475 Property Records

Madison County property record for 312 Avawam Dr, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,614 sqft · built 2002
Lot Size	2.55 acres (111,121 sqft)
Owner	Individual Name on Record
Last Sale	$500,000 (Apr 2026)
Tax Bill	$3,093 (2025)
Deeds & Mortgages	Aug 2005 Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0025-0000-0054`

Property Details

APN / Parcel Number

Primary APN	`0025-0000-0054`
Alternative APNs	`131668` `94512` `61475`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,614 sqft Living Area
1st Floor Area	1,301 sqft
Basement Area	1,301 sqft
Unfinished Basement	1,301 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Wood
Lot Area	111,121 sqft (2.55 acres)
Garage Type	Attached
Garage Area	868 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	61475
Street Address	312 AVAWAM DR
City	RICHMOND
State	KY
Zip	40475-9193
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOONES TRACE LOT 54 SECT 3
Legal Subdivision	BOONES TRACE
Legal Lot Number	54
Jurisdiction	MADISON KY
Township / Civil Division	BOONESBOROUGH-WHITE HALL
Census Block Group	3
Census Block	3001
Census Tract	10103

Owner

Source: Madison County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	312 AVAWAM DR, RICHMOND, KY 40475-9193
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2005	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA ND
Apr 16, 2026	Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION
Dec 6, 2010	Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2026 · Amount on Record
Deed Sale	Apr 16, 2026 · Amount on Record
Prior Sale	Oct 13, 2023 · Amount on Record
Deed Document Number	202614340128
Deed Book / Page	881 / 366
Record Updated	Sep 20, 2026

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	312 AVAWAM DR, RICHMOND, KY 40475-9193
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1044/201
Date	Aug 29, 2005
Book Page	M1044/201
Instrument	352001

Lender

Name	US BANK NA ND
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 15, 2025

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Apr 16, 2026
Property Address	312 AVAWAM DR, RICHMOND, KY 40475-9193
Document Number	0014340128
Book / Page	881 / 366
Instrument Date	Apr 2, 2026
Instrument	2026.14340128
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	LAND GROUP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50,500.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 AVAWAM DR, RICHMOND, KY 40475-9193

Mortgage

Document Number	0014340131,
Date	Apr 16, 2026
Instrument	2026.14340131

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate	5.43%
Max Rate	-1%

December 2010: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Dec 6, 2010
Property Address	312 AVAWAM DR, RICHMOND, KY 40475-9193
Document Number	00D662/660
Book / Page	D662 / 660
Map Reference	CAB6 PG62
Instrument Date	Dec 1, 2010
Instrument	453250
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4533 PARSONS LN, LEXINGTON, KY 40509-2130

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 CHAPS HILL RD, MOREHEAD, KY 40351-9329

Mortgage

Document Number	0000453251
Date	Dec 6, 2010
Instrument	453251

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2040

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,093.00 (-2.77%)	$328,000 (-)	$328,000 (-)
2023	$3,181.00	$328,000	$328,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

Cell Coverage

4G LTE only, no 5G reported

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