316 Avawam Dr, Richmond, KY 40475 Property Records

Madison County property record for 316 Avawam Dr, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	2,913 sqft · built 2012
Lot Size	2.33 acres (101,653 sqft)
Owner	2 Individual Names on File
Last Sale	$10,000 (Dec 2022)
Tax Bill	$6,468 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0025-0000-0055`

Property Details

APN / Parcel Number

Primary APN	`0025-0000-0055`
Alternative APNs	`112526` `75644` `41738`

Interior

Stories	1 Story
Building Area	2,913 sqft Living Area
1st Floor Area	2,913 sqft
Basement Area	2,913 sqft
Unfinished Basement	2,913 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Brick Veneer
Lot Area	101,653 sqft (2.33 acres)
Garage Type	Attached
Garage Area	815 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	41738
Street Address	316 AVAWAM DR
City	RICHMOND
State	KY
Zip	40475-9193
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOONES TRACE LOT 55 SEC 3
Legal Subdivision	BOONES TRACE
Legal Block	3
Legal Lot Number	55
Jurisdiction	MADISON KY
Township / Civil Division	BOONESBOROUGH-WHITE HALL
Census Block Group	3
Census Block	3001
Census Tract	10103

Owner

316 Avawam Dr is owned and occupied by two individuals who bought it in December 2022.

Source: Madison County records, as of April 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	316 AVAWAM DR, RICHMOND, KY 40475-9193
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Deed, Transfer · Conventional Mortgage CENTRAL BANK & TRUST CO
Aug 21, 2019	Deed, Transfer · ARM REPUBLIC BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2022 · Amount on File
Deed Sale	Dec 22, 2022 · Amount on File
Prior Sale	Jul 2, 2021 · Amount on File
Deed Document Number	202214124703
Deed Book / Page	833 / 71
Prior Transfer Date	Dec 16, 2022
Prior Transfer Doc	0014124682
Record Updated	Sep 20, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jul 2, 2021
Property Address	316 AVAWAM DR, RICHMOND, KY 40475-9193
Document Number	D807/776
Book / Page	D807 / 776
Map Reference	CAB 18 SL 158
Instrument Date	Jun 30, 2021
Instrument	2014043455
Transaction Type	Transfer
Record Updated	Jul 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$710.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22495 VIA PASADO, 22495, RED BLUFF, CA 96080-9693

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 AVAWAM DR, RICHMOND, KY 40475-9193

Mortgage

Document Number	2014043456
Date	Jul 2, 2021
Instrument	2014043456

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Aug 21, 2019
Property Address	316 AVAWAM DR, RICHMOND, KY 40475-9193
Document Number	D00777/433
Book / Page	D00777 / 433
Map Reference	CAB 18 SL 158
Instrument Date	Aug 16, 2019
Instrument	2013997381
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$690.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	608 S MAIN AVE # AVE27, 608, MINNEOLA, FL 34715-9587

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	316 AVAWAM DR, RICHMOND, KY 40475-9193

Mortgage

Document Number	2013997382
Date	Aug 21, 2019
Instrument	2013997382

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.12%
Index	1-Year LIBOR
Max Rate	9.12%

Tax Assessment & Valuation

The 2025 property tax bill for 316 Avawam Dr was $6,468 with a homeowner's exemption.

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,468.00 Homeowner's exemption	$735,000	$735,000
2023	$7,129.00	$735,000	$735,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 316 Avawam Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 316 Avawam Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Avawam Dr

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