Franklin County property record for 320 Apache Cir, Westerville, OH 43081
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,216 sqft · built 1967 |
| Lot Size | 0.322 acres (14,030 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,125 (2024) |
| Deeds & Mortgages | Sep 2021 Mortgage Sep 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 080-003416 |
| Primary APN | 080-003416 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,216 sqft Living Area |
| 1st Floor Area | 1,611 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Foundation Type | No Foundation |
| Lot Area | 14,030 sqft (0.322 acres) |
| View / Lot | Corner |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 320 APACHE CIR |
|---|---|
| City | WESTERVILLE |
| State | OH |
| Zip | 43081-2780 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | APACHE CIRCLE WES HIGHLANDS 2 LOT 37 |
| Legal Subdivision | WESTERVILLE HIGHLANDS NO 2 |
| Legal Lot Number | 37 |
| Jurisdiction | FRANKLIN OH |
| Township / Civil Division | WESTERVILLE |
| Census Block Group | 6 |
| Census Block | 6000 |
| Census Tract | 7193 |
Source: Franklin County records · APN 080-003416
Assessment roll updated January 21, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 320 APACHE CIR, WESTERVILLE, OH 43081-2780 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TELHIO CU INC |
| Sep 06, 2019 | Deed of Trust, Mortgage · Line of Credit TELHIO CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 01, 2012 |
| Deed Sale | Oct 01, 2012 |
| Prior Sale | Feb 26, 1969 |
| Deed Document Number | 2012146580 |
| Prior Transfer Date | Sep 26, 2000 |
| Prior Transfer Doc | 0000215340 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 320 APACHE CIR, WESTERVILLE, OH 43081-2780 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Title Company | LANDSEL TITLE, LANDSEL TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0000173116 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | 202109280173116 |
| Name | TELHIO CU INC |
|---|---|
| Type | Credit Union |
| Address | COLUMBUS, OH 43215 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 320 APACHE CIR, WESTERVILLE, OH 43081-2780 |
| Document Number | 0000117226 |
| Instrument Date | Sep 06, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 320 APACHE CIR WESTERVILLE OH 430812780, WESTERVILLE, OH 43081-2780 |
| Document Number | 0000117226 |
|---|---|
| Date | Sep 11, 2019 |
| Instrument | 117226 |
| Name | TELHIO CU |
|---|---|
| Type | Credit Union |
| Address | COLUMBUS, OH 43215 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 10, 2044 |
| Rate Type | Adjustable Rate |
|---|
Source: Franklin County records · Assessment roll updated January 21, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Franklin County |
| Municipality | Westerville City |
| Unified School District | Westerville City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $125,380 (-) Land $31,260 Building $94,120 | $358,200 (-) Land $89,300 Building $268,900 | |
| 2024 | $7,125.00 (+2.17%) Homeowner's exemption | $125,380 (-) Land $31,260 Building $94,120 | |
| 2023 | $6,974.00 (+11.32%) Homeowner's exemption | $125,380 (+45.79%) Land $31,260 Building $94,120 | $358,200 (+45.79%) Land $89,300 Building $268,900 |
| 2022 | $6,265.00 Homeowner's exemption | $86,000 Land $15,750 Building $70,250 | |
| 2020 | $245,700 Land $45,000 Building $200,700 |
Source: FEMA National Flood Hazard Layer, Franklin County (39049C), updated June 4, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390490071936, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2022 · river or lake flooding |
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 355 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cogeco Cable Holdings II Cable | 1,000 / 50 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | WESTERVILLE CITY PWS serves 39,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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