318 Apache Cir, Westerville, OH 43081 Property Records

Franklin County property record for 318 Apache Cir, Westerville, OH 43081

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,870 sqft · built 1966
Lot Size	0.327 acres (14,259 sqft)
Owner	2 Individual Names on Record
Last Sale	$445,000 (Aug 2026)
Tax Bill	$5,695 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Sep 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`080-003415`

Property Details

APN / Parcel Number

Primary APN	`080-003415`
Alternative APN	`08000341500`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,870 sqft Living Area
1st Floor Area	1,843 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	14,259 sqft (0.327 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	318 APACHE CIR
City	WESTERVILLE
State	OH
Zip	43081-2780
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	318 APACHE CIRCLE WES HIGHLANDS 2 LOT 36
Legal Subdivision	WESTERVILLE HIGHLANDS NO 2
Legal Lot Number	36
Jurisdiction	FRANKLIN OH
Township / Civil Division	WESTERVILLE
Census Block Group	6
Census Block	6000
Census Tract	7193

Owner

Source: Franklin County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3560 PENTAGON BLVD, BEAVERCREEK, OH 45431-2779
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Deed, Transfer · Conventional Mortgage WRIGHT-PATT CREDIT UNION
Sep 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2026 · Amount on Record
Deed Sale	Aug 20, 2026 · Amount on Record
Prior Sale	Jun 28, 1988 · Amount on Record
Deed Document Number	2026102337
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN OH
Recording Date	Aug 20, 2026
Property Address	318 APACHE CIR, WESTERVILLE, OH 43081-2780
Document Number	0000102337
Instrument Date	Aug 6, 2026
Instrument	2026102337
Transaction Type	Transfer
Record Updated	Sep 4, 2026
Title Company	CROWN SEARCH, CROWN SEARCH BOX

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$44,945.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3560 PENTAGON BLVD, BEAVERCREEK, OH 45431-2779

Mortgage

Document Number	0000102338,
Date	Aug 20, 2026
Instrument	2026102338

Lender

Name	WRIGHT-PATT CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Recording Date	Sep 3, 2026
Property Address	318 APACHE CIR, WESTERVILLE, OH 43081-2780
Document Number	0000108146
Instrument Date	Mar 9, 2026
Instrument	2026108146
Transaction Type	Mortgage
Record Updated	Sep 16, 2026
Title Company	LANDSEL TITLE, LANDSEL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 APACHE CIR, WESTERVILLE, OH 43081-2780

Mortgage

Document Number	0000108146,
Date	Sep 3, 2026
Instrument	2026108146

Lender

Name	UNION SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Franklin County
Municipality	Westerville City
Unified School District	Westerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,695.00 (-9.47%)	$120,510 (-) Land $31,260 Building $89,250	$344,300 (-) Land $89,300 Building $255,000
2024	$6,291.00 (+10.66%) Homeowner's exemption Senior Citizen's exemption	$120,510 (-) Land $31,260 Building $89,250
2023	$5,685.00 (+34.72%) Homeowner's exemption	$120,510 (+59.76%) Land $31,260 Building $89,250	$344,300 (+59.77%) Land $89,300 Building $255,000
2022	$4,220.00 Homeowner's exemption	$75,430 Land $15,750 Building $59,680
2020			$215,500 Land $45,000 Building $170,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERVILLE CITY PWS serves 39,000 people · EPA ID OH2503411
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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