298 Apache Cir, Westerville, OH 43081 Property Records

Franklin County property record for 298 Apache Cir, Westerville, OH 43081

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,780 sqft · built 1967
Lot Size	0.33 acres (14,378 sqft)
Owner	Individual Name on Record
Last Sale	$316,000 (Feb 2019)
Tax Bill	$6,226 (2024)
Deeds & Mortgages	Jul 2017 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`080-003412`

Property Details

APN / Parcel Number

Primary APN	`080-003412`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,780 sqft Living Area
1st Floor Area	1,649 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1981
Architectural Style	Ranch
Exterior Material	Brick/Stone
Foundation Type	Raised
Lot Area	14,378 sqft (0.33 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	298 APACHE CIR
City	WESTERVILLE
State	OH
Zip	43081-2780
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	298 APACHE CIRCLE WES HIGHLANDS 2 LOT 33
Legal Subdivision	WESTERVILLE HIGHLANDS NO 2
Legal Lot Number	33
Jurisdiction	FRANKLIN OH
Township / Civil Division	WESTERVILLE
Census Block Group	6
Census Block	6000
Census Tract	7193

Owner

Source: Franklin County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	298 APACHE CIR, WESTERVILLE, OH 43081-2780
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMONWEALTH BANK
Mar 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Feb 19, 2019	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2019 · Amount on Record
Deed Sale	Feb 19, 2019 · Amount on Record
Prior Sale	Sep 11, 2013 · Amount on Record
Deed Document Number	2854
Record Updated	Jun 8, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	298 APACHE CIR, WESTERVILLE, OH 43081-2780
Transaction Type	Mortgage
Record Updated	Sep 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000096123
Date	Jul 13, 2017
Instrument	201707130096123

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	WESTERVILLE, OH 43082

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Jul 6, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	298 APACHE CIR, WESTERVILLE, OH 43081-2780
Transaction Type	Mortgage
Record Updated	Sep 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043192
Date	Mar 30, 2020
Instrument	202003300043192

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN OH
Recording Date	Feb 19, 2019
Property Address	298 APACHE CIR, WESTERVILLE, OH 43081-2780
Document Number	0000019297
Map Reference	MB 38 PG 17
Instrument Date	Feb 13, 2019
Instrument	201902190019297
Transaction Type	Transfer
Record Updated	Sep 13, 2021
Title Company	TITLE FIRST AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$632.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	298 APACHE CIR, WESTERVILLE, OH 43081-2780

Mortgage

Document Number	0000019298
Date	Feb 19, 2019
Instrument	201902190019298

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of August 1, 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Franklin County
Municipality	Westerville City
Unified School District	Westerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$6,226.00 (+1.27%) Homeowner's exemption Senior Citizen's exemption	$119,710 (-) Land $36,160 Building $83,550
2023	$6,148.00 (+4.5%) Homeowner's exemption	$119,710 (+33.75%) Land $36,160 Building $83,550	$342,000 (+33.75%) Land $103,300 Building $238,700
2022	$5,883.00 Homeowner's exemption	$89,500 Land $30,240 Building $59,260
2020			$255,700 Land $86,400 Building $169,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERVILLE CITY PWS serves 39,000 people · EPA ID OH2503411
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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