Duval County property record for 320 4th St, Atlantic Beach, FL 32233
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,088 sqft · built 1998 |
| Lot Size | 0.086 acres (3,727 sqft) |
| Owner | Individual Name on File |
| Last Sale | $455,000 (Nov 2017) |
| Tax Bill | $7,020 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 169815-0100 |
| Primary APN | 169815-0100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,088 sqft Living Area |
| Gross Area | 2,728 sqft |
| 1st Floor Area | 900 sqft |
| Upper Floors Area | 1,188 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 3,727 sqft (0.086 acres) |
| Lot Dimensions | 150 ft deep x 25 ft wide |
| Garage Type | Attached |
| Garage Area | 414 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 218 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 320 4TH ST |
|---|---|
| City | ATLANTIC BEACH |
| State | FL |
| Zip | 32233-5344 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARS-2 |
| Legal Description | 5-69 16-2S-29E .086 ATLANTIC BEACH PT LOT 9 RECD O/R 18204-613 BLK 5 |
| Legal Range | 29E |
| Legal Township | 02S |
| Legal Section | 16 |
| Legal Subdivision | ATLANTIC BEACH |
| Legal Block | 5 |
| Legal Lot Number | 9 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE BEACHES |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 13905 |
320 4th St is owned and occupied by an individual who bought it in November 2017.
Source: Duval County records, as of September 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 320 4TH ST, ATLANTIC BEACH, FL 32233-5344 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Mar 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Nov 30, 2017 | Warranty Deed, Transfer · VA Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 30, 2017 · Amount on File |
| Deed Sale | Nov 30, 2017 · Amount on File |
| Prior Sale | Aug 13, 2012 · Amount on File |
| Deed Document Number | 2017274579 |
| Deed Book / Page | 18204 / 613 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 320 4TH ST, ATLANTIC BEACH, FL 32233-5344 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 320 4TH ST, ATLANTIC BCH, FL 32233-5344 |
| Document Number | 0200750818 |
|---|---|
| Date | Dec 29, 2021 |
| Book Page | 20075/818 |
| Instrument | 2021340513 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 320 4TH ST, ATLANTIC BEACH, FL 32233-5344 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|---|
| Address | 320 4TH ST, ATLANTIC BEACH, FL 32233-5344 |
| Document Number | 0196200450 |
|---|---|
| Date | Mar 8, 2021 |
| Book Page | 19620/450 |
| Instrument | 2021060113 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Nov 30, 2017 |
| Property Address | 320 4TH ST, ATLANTIC BEACH, FL 32233-5344 |
| Document Number | 0182040613 |
| Book / Page | 18204 / 0613 |
| Map Reference | MB 5 PG 69 |
| Instrument Date | Nov 27, 2017 |
| Instrument | 2017274579 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | PONTE VEDRA TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,185.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 459 INLAND WAY, 459, ATLANTIC BEACH, FL 32233-4682 |
| Name | Verified Name |
|---|---|
| Address | 320 4TH ST, ATLANTIC BEACH, FL 32233-5344 |
| Document Number | 2017274580 |
|---|---|
| Date | Nov 30, 2017 |
| Instrument | 2017274580 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2047 |
The 2025 property tax bill for 320 4th St was $7,020 with a homeowner's exemption, up 1.8% from the year before.
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Atlantic Beach City |
| County | Duval County |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $461,513 (+2.7%) | $912,579 (+1.69%) Land $450,000 Building $462,579 | |
| 2025 | $7,020.00 (+1.84%) Homeowner's exemption | $449,380 | $897,455 Land $450,000 Building $447,455 |
| 2024 | $6,893.00 (+2.87%) | ||
| 2023 | $6,701.00 (+7.7%) Homeowner's exemption | $423,648 (+3%) | $775,503 (+17.27%) Land $468,750 Building $306,753 |
| 2022 | $6,222.00 Homeowner's exemption | $411,309 | $661,324 Land $457,500 Building $203,824 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 4th St in Zone X, an area of minimal flood risk, though there have been 44 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 342 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 531 units insured incl. 189 condo units |
| Nearby Flood Claims | 44 (1979–2017) |
| Claims Outside the SFHA | 40 of 44 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 4th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATLANTIC BEACH WATER SYSTEM serves 23,503 people · EPA ID FL2160200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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