309 4th St, Atlantic Beach, FL 32233 Property Records

Duval County property record for 309 4th St, Atlantic Beach, FL 32233

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 3,707 sqft · built 2022
Lot Size0.237 acres (10,314 sqft)
OwnerCompany Name on Record
Last Sale$3,100,000 (Apr 2025)
Tax Bill$30,509 (2025)
Deeds & MortgagesFeb 2020 Line of Credit
May 2019 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN169829-0000

Property Details

APN / Parcel Number

Primary APN169829-0000

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,707 sqft Living Area
Gross Area4,969 sqft
1st Floor Area2,622 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleDuplex Single
Exterior MaterialWood
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,314 sqft (0.237 acres)
Lot Dimensions150 ft deep x 70 ft wide
Garage TypeAttached
Garage Area693 sqft
Pool Area1 sqft
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address307 4TH ST
CityATLANTIC BEACH
StateFL
Zip32233-5343
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeARS-2
Legal Description5-69 16-2S-29E ATLANTIC BEACH W 40FT LOT 4,E 30FT LOT 6 BLK 6
Legal Range29E
Legal Township02S
Legal Section16
Legal SubdivisionATLANTIC BEACH
Legal Block6
Legal Lot Number4,6
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE BEACHES
Census Block Group1
Census Block1021
Census Tract13905

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address307 4TH ST, ATLANTIC BEACH, FL 32233-5343
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2020Deed of Trust, Mortgage · Line of Credit
CENTERSTATE BK NA
May 20, 2019Warranty Deed, Transfer · Line of Credit
FIRSTATLANTIC BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 24, 2025 · Amount on Record
Deed SaleApr 24, 2025 · Amount on Record
Prior SaleMay 20, 2019 · Amount on Record
Deed Document Number202596325
Deed Book / Page21443 / 2030
Record UpdatedOct 29, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address309 4TH ST, ATLANTIC BEACH, FL 32233-5343
Document Number0191212047
Instrument DateFeb 25, 2020
Transaction TypeMortgage
Record UpdatedMar 10, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address101 BENT PINE CT PONTE VEDRA BEACH FL 320822184, PONTE VEDRA BEACH, FL 32082-2184

Mortgage

Document Number0191212047
DateFeb 28, 2020
Book Page019121/002047
Instrument48088
Lender
NameCENTERSTATE BK NA
TypeBank
AddressJACKSONVILLE, FL 32207
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateMay 20, 2019
Property Address309 4TH ST, ATLANTIC BEACH, FL 32233-5343
Document Number0187980299
Book / Page18798 / 0299
Map ReferenceMB 5 PG 69
Instrument DateMay 15, 2019
Instrument2019117407
Transaction TypeTransfer
Record UpdatedDec 22, 2021
Title CompanyRICHARD T MOREHEAD T&E INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,005.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2309 FIDDLERS LN, 2309, ATLANTIC BEACH, FL 32233-4681

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 BENT PINE CT, PONTE VEDRA BEACH, FL 32082-2184

Mortgage

Document Number2019117408
DateMay 20, 2019
Instrument2019117408
Lender
NameFIRSTATLANTIC BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueMay 15, 2024

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityAtlantic Beach City
CountyDuval County
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,657,837 (+41.63%) Land $934,961 Building $1,722,876$2,657,837 (+41.63%) Land $934,961 Building $1,722,876
2025$30,509.00 (+8.95%)$1,876,672 (+30.3%) Land $900,000 Building $976,672$1,876,672 (+30.3%) Land $900,000 Building $976,672
2024$28,003.00 (+12.25%)
2023$24,947.00 (+116.72%)$1,440,233 (+96.75%) Land $750,000 Building $690,233$1,440,233 (+96.75%) Land $750,000 Building $690,233
2022$11,511.00$732,000 Land $732,000$732,000 Land $732,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 342 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies531 units insured
incl. 189 condo units
Nearby Flood Claims44 (1979–2017)
Claims Outside the SFHA40 of 44
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims
  • Hurricane Matthew, Oct 2016 · 3 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATLANTIC BEACH WATER SYSTEM
serves 23,503 people · EPA ID FL2160200
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
IQ Fiber
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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