325 4th St, Atlantic Beach, FL 32233 Property Records

Duval County property record for 325 4th St, Atlantic Beach, FL 32233

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,236 sqft · built 1914
Lot Size	0.203 acres (8,849 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Jul 2015)
Tax Bill	$10,661 (2025)
Deeds & Mortgages	May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`169833-0000`

Property Details

APN / Parcel Number

Primary APN	`169833-0000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,236 sqft Living Area
Gross Area	3,302 sqft
1st Floor Area	2,738 sqft
Upper Floors Area	195 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1980
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,849 sqft (0.203 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Pool Area	1 sqft
Porch	Finished/Open Porch
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	325 4TH ST
City	ATLANTIC BEACH
State	FL
Zip	32233-5343
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARS-2
Legal Description	5-69 16-2S-29E ATLANTIC BEACH LOT 10,E 10FT LOT 12 BLK 6
Legal Range	29E
Legal Township	02S
Legal Section	16
Legal Subdivision	ATLANTIC BEACH
Legal Block	6
Legal Lot Number	10,12
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE BEACHES
Census Block Group	1
Census Block	1021
Census Tract	13905

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	325 4TH ST, ATLANTIC BEACH, FL 32233-5343
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2015 · Amount on Record
Deed Sale	Jul 7, 2015 · Amount on Record
Prior Sale	Feb 28, 2012 · Amount on Record
Deed Document Number	2015155084
Deed Book / Page	17225 / 1232
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	325 4TH ST, ATLANTIC BEACH, FL 32233-5343
Document Number	0184972042
Instrument Date	May 11, 2018
Transaction Type	Mortgage
Record Updated	Sep 10, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	325 4TH ST JACKSONVILLE FL 322335343, JACKSONVILLE, FL 32233-5343

Mortgage

Document Number	0184972042
Date	Aug 20, 2018
Book Page	018497/002042
Instrument	195955

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 19, 2038

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Atlantic Beach City
County	Duval County
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$678,939 (+2.7%)	$1,225,519 (+1.12%) Land $916,303 Building $309,216
2025	$10,661.00 (+1.77%) Homeowner's exemption	$661,090 (+5.99%)	$1,211,998 (+36.81%) Land $900,000 Building $311,998
2024	$10,476.00 (+2.67%)
2023	$10,204.00 (+7.48%) Homeowner's exemption	$623,747 (+3%)	$885,928 (+6%) Land $625,000 Building $260,928
2022	$9,494.00 Homeowner's exemption	$605,580	$835,811 Land $610,000 Building $225,811

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 342 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	531 units insured incl. 189 condo units
Nearby Flood Claims	44 (1979–2017)
Claims Outside the SFHA	40 of 44
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Hurricane Matthew, Oct 2016 · 3 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATLANTIC BEACH WATER SYSTEM serves 23,503 people · EPA ID FL2160200
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20