Mille Lacs County property record for 320 2nd St SE, Milaca, MN 56353
| Property Type | Single Family Home |
|---|---|
| Details | 1,096 sqft · built 1910 |
| Lot Size | 0.256 acres (11,181 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $220,000 (Nov 2023) |
| Tax Bill | $2,472 (2026) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Apr 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-043-1940 |
| Primary APN | 21-043-1940 |
|---|
| Building Area | 1,096 sqft Living Area |
|---|
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Lot Area | 11,181 sqft (0.256 acres) |
| Garage Type | Mixed |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Street Address | 320 2ND ST SE |
|---|---|
| City | MILACA |
| State | MN |
| Zip | 56353-1209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 84 FT OF LOT 3 BLK 37 EX N 66 FT |
| Legal Range | 27 |
| Legal Township | 38 |
| Legal Section | 25 |
| Legal Subdivision | THIRD ADDITION TO MILACA |
| Legal Block | 37 |
| Legal Lot Number | 3 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | MILACA |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 170500 |
Source: Mille Lacs County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 320 2ND ST SE, MILACA, MN 56353-1209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 15, 2023 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Apr 6, 2017 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Apr 6, 2017 | Warranty Deed, Transfer WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 15, 2023 · Amount on Record |
| Deed Sale | Nov 15, 2023 · Amount on Record |
| Prior Sale | Dec 26, 2007 |
| Deed Document Number | 2023438787 |
| Prior Transfer Date | Dec 17, 2007 |
| Prior Transfer Doc | 346713 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Nov 15, 2023 |
| Property Address | 320 2ND ST SE, MILACA, MN 56353-1209 |
| Document Number | 000A438787 |
| Instrument Date | Oct 19, 2023 |
| Instrument | A438787 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2023 |
| Title Company | GLOBAL CLOSING AND TTL SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $726.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 320 2ND ST SE, MILACA, MN 56353-1209 |
| Document Number | 000A438788 |
|---|---|
| Date | Nov 15, 2023 |
| Instrument | A438788 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2053 |
| Document Number | 000A438789 |
|---|---|
| Date | Nov 15, 2023 |
| Instrument | A438789 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 320 2ND ST SE, MILACA, MN 56353-1209 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | A400072 |
|---|---|
| Date | Apr 6, 2017 |
| Instrument | A400072 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Apr 6, 2017 |
| Property Address | 320 2ND ST SE, MILACA, MN 56353-1209 |
| Document Number | A400071 |
| Instrument Date | Mar 31, 2017 |
| Instrument | A400071 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 2ND ST SE, MILACA, MN 56353-1209 |
| Document Number | A400073 |
|---|---|
| Date | Apr 6, 2017 |
| Instrument | A400073 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | ANOKA, MN 55303 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 1, 2047 |
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| Municipality | Milaca City |
| Unified School District | Milaca Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,472.00 (+10.36%) | $207,200 (+1.27%) Land $36,000 Building $171,200 | $207,200 (+1.27%) Land $36,000 Building $171,200 |
| 2025 | $2,240.00 (+1.63%) Homeowner's exemption | $204,600 (+16.65%) Land $32,000 Building $172,600 | $204,600 (+16.65%) Land $32,000 Building $172,600 |
| 2023 | $2,204.00 | $175,400 Land $28,000 Building $147,400 | $175,400 Land $28,000 Building $147,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Most Recent Claim | Jun 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Milaca serves 3,043 people · EPA ID MN1480002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ECE Fiber Fiber | 2,000 / 2,000 |
| Midco Cable · Fiber in parts of the area | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Benton Cooperative Telephone Company Cable · Fiber in parts of the area | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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