240 2nd St SE, Milaca, MN 56353 Property Records

Mille Lacs County property record for 240 2nd St SE, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	930 sqft · built 1915
Lot Size	0.218 acres (9,502 sqft)
Owner	Individual Name on Record
Last Sale	$160,751 (Aug 2026)
Tax Bill	$1,928 (2026)
Deeds & Mortgages	Aug 2026 Sale Aug 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-043-2080`

Property Details

APN / Parcel Number

Primary APN	`21-043-2080`

Interior

Building Area	930 sqft Total Area

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Lot Area	9,502 sqft (0.218 acres)
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Deck Area	65 sqft

Location & Zoning

Street Address	240 2ND ST SE
City	MILACA
State	MN
Zip	56353-1200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 72 FT OF S 132 FT OF LOT 4 BLK 38
Legal Range	27
Legal Township	38
Legal Section	25
Legal Subdivision	THIRD ADDITION TO MILACA
Legal Block	38
Legal Lot Number	4
Jurisdiction	MILLE LACS MN
Township / Civil Division	MILACA
Census Block Group	3
Census Block	3042
Census Tract	170500

Owner

Source: Mille Lacs County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	240 2ND ST SE, MILACA, MN 56353-1200
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Affidavit, Transfer
Aug 25, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Jun 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jun 5, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2026 · Amount on Record
Deed Sale	Aug 25, 2026 · Amount on Record
Prior Sale	Jun 5, 2020 · Amount on Record
Deed Document Number	2026452575
Record Updated	Oct 29, 2026

August 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	MILLE LACS MN
Recording Date	Aug 25, 2026
Property Address	240 2ND ST SE, MILACA, MN 56353-1200
Document Number	0000452574
Instrument Date	Aug 25, 2026
Instrument	2026452574
Transaction Type	Transfer
Record Updated	Sep 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 2ND ST SE, MILACA, MN 56353-1200

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Aug 25, 2026
Property Address	240 2ND ST SE, MILACA, MN 56353-1200
Document Number	0000452575
Instrument Date	Aug 18, 2026
Instrument	2026452575
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$53,578.48
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 2ND ST SE, MILACA, MN 56353-1200

Mortgage

Document Number	0000452575,
Date	Aug 25, 2026
Instrument	2026452575

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	240 2ND ST SE, MILACA, MN 56353-1200
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	HOME SECURITY ABSTRACT & TIT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A417454
Date	Jun 5, 2020
Instrument	A417454

Lender

Name	GUARANTEED RATE INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Jun 5, 2020
Property Address	240 2ND ST SE, MILACA, MN 56353-1200
Document Number	000A417453
Instrument Date	Jun 1, 2020
Instrument	A417453
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$359.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	240 2ND ST SE, MILACA, MN 56353-1200

Mortgage

Document Number	000A417454
Date	Jun 5, 2020
Instrument	A417454

Lender

Name	GUARANTEED RATE INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Milaca City
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,928.00 (+9.17%)	$157,500 (+2.07%) Land $36,000 Building $121,500	$157,500 (+2.07%) Land $36,000 Building $121,500
2025	$1,766.00 (+2.44%)	$154,300 (+16.28%) Land $32,000 Building $122,300	$154,300 (+16.28%) Land $32,000 Building $122,300
2023	$1,724.00	$132,700 Land $28,000 Building $104,700	$132,700 Land $28,000 Building $104,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1995–2016)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2016 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Milaca serves 3,043 people · EPA ID MN1480002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Benton Cooperative Telephone Company Cable · Fiber in parts of the area	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ECE Fiber.

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