Mille Lacs County property record for 310 2nd St SE, Milaca, MN 56353
| Property Type | Single Family Home |
|---|---|
| Details | 1,978 sqft |
| Lot Size | 0.306 acres (13,345 sqft) |
| Owner | Individual Name on File |
| Last Sale | $219,900 (Dec 2021) |
| Tax Bill | $4,014 (2026) |
| Deeds & Mortgages | Dec 2005 Mortgage Dec 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-043-1960 |
| Primary APN | 21-043-1960 |
|---|
| Building Area | 1,978 sqft Living Area |
|---|---|
| Basement Area | 884 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Lot Area | 13,345 sqft (0.306 acres) |
|---|---|
| Garage Area | 644 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 310 2ND ST SE |
|---|---|
| City | MILACA |
| State | MN |
| Zip | 56353-1209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EX E 84 FT & S 1/2 OF VAC ALLEY ADJ |
| Legal Range | 27 |
| Legal Township | 38 |
| Legal Section | 25 |
| Legal Subdivision | THIRD ADDITION TO MILACA |
| Legal Block | 37 |
| Legal Lot Number | 3 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | MILACA |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 170500 |
310 2nd St SE is owned and occupied by an individual who bought it in December 2021.
Source: Mille Lacs County records, as of September 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 310 2ND ST SE, MILACA, MN 56353-1209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 20, 2005 | Deed of Trust, Mortgage · ARM BELL AMERICA MORTGAGE LLC |
| Dec 20, 2021 | Warranty Deed, Transfer · Conventional Mortgage FRANDSEN BANK & TRUST |
| Feb 18, 2021 | Affidavit, Transfer · Conventional Mortgage TRUSTONE FINANCIAL FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 20, 2021 · Amount on File |
| Deed Sale | Dec 20, 2021 · Amount on File |
| Prior Sale | Dec 31, 2015 · Amount on File |
| Deed Document Number | 2021428836 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 310 2ND ST SE, MILACA, MN 56353-1209 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000328568 |
|---|---|
| Date | Dec 20, 2005 |
| Instrument | 328568 |
| Name | BELL AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MINNEAPOLIS, MN 55426 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Type Change Date | Jan 6, 2009 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 12.5% |
| Index | 6-Month LIBOR |
| Max Rate | 12.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Dec 20, 2021 |
| Property Address | 310 2ND ST SE, MILACA, MN 56353-1209 |
| Document Number | 000A428836 |
| Instrument Date | Dec 10, 2021 |
| Instrument | A428836 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $725.67 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 310 2ND ST SE, MILACA, MN 56353-1209 |
| Document Number | 000A428837 |
|---|---|
| Date | Dec 20, 2021 |
| Instrument | A428837 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Affidavit |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Feb 18, 2021 |
| Property Address | 310 2ND ST SE, MILACA, MN 56353-1209 |
| Document Number | A422705 |
| Instrument Date | Feb 4, 2021 |
| Instrument | A422705 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Title Company | ANCONA TITLE & ESCROW |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 310 2ND ST SE, MILACA, MN 56353-1209 |
| Document Number | A422706 |
|---|---|
| Date | Feb 18, 2021 |
| Instrument | A422706 |
| Name | TRUSTONE FINANCIAL FCU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 310 2nd St SE was $4,014.
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| Municipality | Milaca City |
| Unified School District | Milaca Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,014.00 | $313,700 (+1.59%) Land $36,000 Building $277,700 | $313,700 (+1.59%) Land $36,000 Building $277,700 |
| 2025 | $308,800 Land $32,000 Building $276,800 | $308,800 Land $32,000 Building $276,800 | |
| 2023 | $3,520.00 | $264,400 Land $28,000 Building $236,400 | $264,400 Land $28,000 Building $236,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 310 2nd St SE in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Most Recent Claim | Jun 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 310 2nd St SE is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Milaca serves 3,043 people · EPA ID MN1480002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ECE Fiber Fiber | 2,000 / 2,000 |
| Midco Cable · Fiber in parts of the area | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Benton Cooperative Telephone Company Cable · Fiber in parts of the area | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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