32 Witham St, #B, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 32 Witham St, #B, Gloucester, MA 01930

Property Summary

Property Type	Condominium
Details	5 bd · 3 ba · 3,236 sqft · built 2004
Lot Size	0.244 acres (10,653 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Nov 2004)
Tax Bill	$9,937 (2026)
Deeds & Mortgages	May 2024 Refinance Oct 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`104038`

Property Details

APN / Parcel Number

Primary APN	`104038`
Alternative APN	`GLOU M:0161 B:0018 L:0000(B)`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,236 sqft Living Area
Gross Area	6,181 sqft
1st Floor Area	1,675 sqft
Attic	Attic
Attic Area	1,314 sqft
Basement Area	1,631 sqft
Unfinished Basement	1,631 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,653 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	104038
Street Address	32 WITHAM ST, B
City	GLOUCESTER
State	MA
Zip	01930-4505
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-10
Legal Block	18
Legal Lot Number	B
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	3
Census Block	3006
Census Tract	221300

Owner

32 Witham St, #B is owned and occupied by an individual who acquired it in April 2022.

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	32 WITHAM ST, B, GLOUCESTER, MA 01930-4505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance POINT DIGITAL FINANCE INC
Oct 11, 2022	Quit Claim Deed, Transfer · Stand-Alone Refinance POINT DIGITAL FINANCE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2004 · Amount on File
Deed Sale	Nov 2, 2004 · Amount on File
Deed Book / Page	23580 / 180
Last Transfer Date	Apr 21, 2022
Transfer Doc	0000000840
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	32 WITHAM ST # B, B, GLOUCESTER, MA 01930-4505
Transaction Type	Mortgage
Record Updated	May 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042101-50
Date	May 3, 2024
Book Page	42101/50
Instrument	20240503003720

Lender

Name	POINT DIGITAL FINANCE INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	337 Months
Due	Jun 1, 2052

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Oct 11, 2022
Property Address	32 WITHAM ST # B, B, GLOUCESTER, MA 01930-4505
Document Number	041236-223
Book / Page	41236 / 223
Instrument Date	Apr 21, 2022
Instrument	20221011000840
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 WITHAM ST, GLOUCESTER, MA 01930-4505

Mortgage

Document Number	041236-225
Date	Oct 11, 2022
Book Page	41236/225
Instrument	85

Lender

Name	POINT DIGITAL FINANCE INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 32 Witham St, #B was $9,937, up 4.2% from the year before.

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,937.00 (+4.16%)	$1,067,300 (+8.74%) Building $1,067,300	$897,456
2025	$9,540.00 (+6.66%)	$981,500 (+6.78%) Building $981,500
2024	$8,944.00 (+2.07%)	$919,200 (+11.08%) Building $919,200	$1,245,355
2023	$8,763.00	$827,500 Building $827,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Witham St, #B in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 76 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	115 units insured incl. 39 condo units
Nearby Flood Claims	24 (1978–2024)
Claims Outside the SFHA	3 of 24
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 7 claims Coastal Storm, Oct 1991 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Witham St, #B is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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