Essex County and Gloucester City property record for 28 Witham St, #B, Gloucester, MA 01930
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3.5 ba · 1,858 sqft · built 2001 |
| Lot Size | 0.283 acres (12,367 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $379,000 (Aug 2001) |
| Tax Bill | $7,710 (2026) |
| Deeds & Mortgages | Jan 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0161 B:0117 L:0028(B) |
| Primary APN | GLOU M:0161 B:0117 L:0028(B) |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,858 sqft Living Area |
| Gross Area | 2,938 sqft |
| 1st Floor Area | 929 sqft |
| Basement Area | 508 sqft |
| Unfinished Basement | 209 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,367 sqft |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 28 WITHAM ST, B |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-4505 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R-10 |
| Legal Block | 117 |
| Legal Lot Number | 28B |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 221300 |
28 Witham St, #B is owned and occupied by two individuals who bought it in August 2001.
Source: Essex County and Gloucester City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 WITHAM ST, B, GLOUCESTER, MA 01930-4505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2001 · Amount on File |
| Deed Sale | Aug 16, 2001 · Amount on File |
| Deed Book / Page | 17542 / 311 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 28 WITHAM ST # B, B, GLOUCESTER, MA 01930-4505 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38192-583 |
|---|---|
| Date | Jan 15, 2020 |
| Book Page | 38192/583 |
| Instrument | 20200115001420 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2035 |
The 2026 property tax bill for 28 Witham St, #B was $7,710, up 2.6% from the year before.
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,710.00 (+2.58%) | $828,100 (+7.09%) Building $828,100 | $822,269 |
| 2025 | $7,516.00 (+6.55%) | $773,300 (+6.66%) Building $773,300 | |
| 2024 | $7,054.00 (+4.09%) | $725,000 (+13.3%) Building $725,000 | $969,950 |
| 2023 | $6,777.00 | $639,900 Building $639,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 Witham St, #B in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 76 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 115 units insured incl. 39 condo units |
| Nearby Flood Claims | 24 (1978–2024) |
| Claims Outside the SFHA | 3 of 24 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28 Witham St, #B is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
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