34R Witham St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 34R Witham St, Gloucester, MA 01930 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,661 sqft · built 1999
Lot Size	1.04 acres (45,302 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,124 (2025)
Deeds & Mortgages	Jan 2024 Refinance Sep 2017 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0161 B:0022 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0161 B:0022 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,661 sqft Living Area
Gross Area	3,930 sqft
1st Floor Area	1,134 sqft
Basement Area	1,134 sqft
Unfinished Basement	818 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	45,302 sqft (1.04 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	34R WITHAM ST
City	GLOUCESTER
State	MA
Zip	01930-4505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	22
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	3
Census Block	3006
Census Tract	221300

Owner

Source: Essex County and Gloucester City records · APN GLOU M:0161 B:0022 L:0000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	34 WITHAM ST, R, GLOUCESTER, MA 01930-4505
Owner Type	Individual
Vesting	Estate

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance BROOKLINE BANK
Sep 05, 2017	Deed of Trust, Mortgage · ARM CENTURY BANK & TRUST CO
May 07, 2018	Deed of Trust, Mortgage FIRST IPSWICH BANK
Mar 04, 2019	Deed of Trust, Mortgage · Line of Credit FIRST IPSWICH BANK
Jan 07, 2022	Deed of Trust, Mortgage · ARM BROOKLINE BANK
Mar 07, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BROOKLINE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	34R WITHAM ST, GLOUCESTER, MA 01930-4505
Transaction Type	Mortgage
Record Updated	Feb 09, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041956-237
Date	Jan 22, 2024
Book Page	41956/237
Instrument	20240122000550

Lender

Name	BROOKLINE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	481 Months
Due	Feb 01, 2064

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	34R WITHAM ST, GLOUCESTER, MA 01930-4505
Transaction Type	Mortgage
Record Updated	Jun 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	036153-497
Date	Sep 05, 2017
Book Page	36153/497
Instrument	94

Lender

Name	CENTURY BANK & TRUST CO
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.13%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	34R WITHAM ST, GLOUCESTER, MA 01930-4505
Transaction Type	Mortgage
Record Updated	Jun 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	036696-577
Date	May 07, 2018
Book Page	36696/577
Instrument	180507000060

Lender

Name	FIRST IPSWICH BANK

Agreement

Amount	Amount Recorded

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	34R WITHAM ST, GLOUCESTER, MA 01930-4505
Transaction Type	Mortgage
Record Updated	Jun 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	037361-349
Date	Mar 04, 2019
Book Page	37361/349
Instrument	20190304000830

Lender

Name	FIRST IPSWICH BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	34R WITHAM ST, GLOUCESTER, MA 01930-4505
Transaction Type	Mortgage
Record Updated	Jun 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040640-590
Date	Jan 07, 2022
Book Page	40640/590
Instrument	20220107001890

Lender

Name	BROOKLINE BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Feb 01, 2032
Index	1-Year CMT

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	34R WITHAM ST, GLOUCESTER, MA 01930-4505
Transaction Type	Mortgage
Record Updated	Jun 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040771-525
Date	Mar 07, 2022
Book Page	40771/525
Instrument	20220307002960

Lender

Name	BROOKLINE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	481 Months
Due	Apr 01, 2062

Tax Assessment & Valuation

Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,124.00 (+0.25%)	$835,800 (+0.35%) Land $305,900 Building $529,900
2024	$8,104.00 (+1.57%)	$832,900 (+10.55%) Land $291,500 Building $541,400	$895,470
2023	$7,979.00	$753,400 Land $260,000 Building $493,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092213003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 76 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	115 units insured 39 under condo master policies
Nearby Flood Claims	24 (1978–2024)
Claims Outside the SFHA	3 of 24
Most Recent Claim	Jan 2024, rainfall accumulation
Claims By Storm	Severe Winter Storm And Flooding, Mar 2018 · 7 claims Coastal Storm, Oct 1991 · 6 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 149 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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