32 W Silver St, Middletown, CT 06457 Property Records

Middletown City property record for 32 W Silver St, Middletown, CT 06457

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,309 sqft · built 1914
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Aug 2022)
Tax Bill	$8,191 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`MTWN M:34 L:0024`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:34 L:0024`
Alternative APN	`R02981`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,309 sqft Living Area
Gross Area	4,798 sqft
1st Floor Area	1,435 sqft
Attic	Attic
Attic Area	858 sqft
Basement Area	561 sqft
Unfinished Basement	561 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,860 sqft (0.41 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R02981
Street Address	32 W SILVER ST
City	MIDDLETOWN
State	CT
Zip	06457-3831
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MXR
Legal Lot Number	24
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2018
Census Tract	541700

Owner

32 W Silver St, a duplex, is owned and occupied by an individual who bought it in August 2022.

Source: Middletown City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	32 W SILVER ST, MIDDLETOWN, CT 06457-3831
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2022 · Amount on File
Deed Sale	Aug 31, 2022 · Amount on File
Deed Book / Page	2054 / 546
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Aug 31, 2022
Property Address	32 W SILVER ST, MIDDLETOWN, CT 06457-3831
Document Number	002054-546
Book / Page	2054 / 546
Instrument Date	Aug 26, 2022
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3725480013
Date	Aug 31, 2022
Instrument	3725480013

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 32 W Silver St was $8,191.

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,191.00	$212,130 (-) Land $58,490 Building $153,640	$366,112 (+146.56%)
2025		$212,130 (-) Land $58,490 Building $153,640	$148,491 Land $40,943 Building $107,548
2024	$7,851.00 (+4.51%)	$212,130 (-) Land $58,490 Building $153,640
2023	$7,512.00 (+53.93%)	$212,130 (+79.33%) Land $58,490 Building $153,640
2022	$4,880.00	$118,290 Land $33,240 Building $85,050

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 32 W Silver St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 W Silver St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 92% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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