25 W Silver St, Middletown, CT 06457 Property Records

Middletown City property record for 25 W Silver St, Middletown, CT 06457

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,138 sqft · built 2007
Owner	Individual Name on File
Last Sale	$259,000 (Nov 2024)
Tax Bill	$4,761 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R15116`

Property Details

APN / Parcel Number

Primary APN	`R15116`
Alternative APN	`MTWN M:34 L:0021-R15116`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,138 sqft Living Area
Gross Area	1,802 sqft
1st Floor Area	560 sqft
Basement Area	544 sqft
Unfinished Basement	544 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R15116
Street Address	25 W SILVER ST
City	MIDDLETOWN
State	CT
Zip	06457-3830
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	TD
Legal Lot Number	21
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2018
Census Tract	541700

Owner

25 W Silver St, a condominium, is owned by an individual who bought it in November 2024.

Source: Middletown City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	27 W SILVER ST, MIDDLETOWN, CT 06457-3830
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · Balloon Mortgage LIBERTY BANK
Nov 18, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage TOMO MORTGAGE LLC
Oct 28, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2024 · Amount on File
Deed Sale	Nov 18, 2024 · Amount on File
Prior Sale	Oct 28, 2021 · Amount on File
Deed Book / Page	2109 / 559
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	25 W SILVER ST, MIDDLETOWN, CT 06457-3830
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001998-647
Date	Mar 8, 2021
Book Page	1998/647
Instrument	3594700018

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Nov 18, 2024
Property Address	25 W SILVER ST, MIDDLETOWN, CT 06457-3830
Document Number	002109-559
Book / Page	2109 / 559
Instrument Date	Nov 15, 2024
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 W SILVER ST, MIDDLETOWN, CT 06457-3830

Mortgage

Document Number	0002109563
Date	Nov 18, 2024
Instrument	2109/563

Lender

Name	TOMO MORTGAGE LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Oct 28, 2021
Property Address	25 W SILVER ST, MIDDLETOWN, CT 06457-3830
Document Number	002025-896
Book / Page	2025 / 896
Instrument Date	Oct 28, 2021
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002025899
Date	Oct 28, 2021
Instrument	2025/899

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 25 W Silver St was $4,761.

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,761.00	$128,650 (-) Building $128,650	$90,055 Building $90,055
2024	$4,761.00 (+4.5%)	$128,650 (-) Building $128,650
2023	$4,556.00 (+3.4%)	$128,650 (+20.45%) Building $128,650
2022	$4,406.00	$106,810 Building $106,810

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 25 W Silver St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 W Silver St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 92% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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