31 W Silver St, Middletown, CT 06457 Property Records

Middletown City property record for 31 W Silver St, Middletown, CT 06457

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,138 sqft · built 2007
Owner	Individual Name on File
Last Sale	$163,000 (Jun 2018)
Tax Bill	$4,761 (2025)
Deeds & Mortgages	Jan 2025 Refinance Jun 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`R15119`

Property Details

APN / Parcel Number

Primary APN	`R15119`
Alternative APN	`MTWN M:34 L:0021-R15119`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,138 sqft Living Area
Gross Area	1,802 sqft
1st Floor Area	560 sqft
Basement Area	544 sqft
Unfinished Basement	544 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R15119
Street Address	31 W SILVER ST
City	MIDDLETOWN
State	CT
Zip	06457-3830
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	TD
Legal Lot Number	21
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2018
Census Tract	541700

Owner

31 W Silver St, a condominium, is owned and occupied by an individual who bought it in June 2018.

Source: Middletown City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	31 W SILVER ST, MIDDLETOWN, CT 06457-3830
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance ACHIEVE FINANCIAL CU
Jun 7, 2018	Warranty Deed, Transfer · ARM DIME BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2018 · Amount on File
Deed Sale	Jun 7, 2018 · Amount on File
Prior Sale	Aug 14, 2008 · Amount on File
Deed Document Number	20183402670003
Deed Book / Page	1921 / 169
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	31 W SILVER ST, MIDDLETOWN, CT 06457-3830
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002112-439
Date	Jan 2, 2025
Book Page	2112/439

Lender

Name	ACHIEVE FINANCIAL CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	61 Months
Due	Feb 1, 2030

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Jun 7, 2018
Property Address	31 W SILVER ST, MIDDLETOWN, CT 06457-3830
Document Number	1921-169
Book / Page	1921 / 169
Instrument	3402670003
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42.57
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	19210172
Date	Jun 7, 2018
Instrument	01921/0172

Lender

Name	DIME BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jun 7, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Max Rate At Change	70.1%
Max Rate	2.75%

Tax Assessment & Valuation

The 2025 property tax bill for 31 W Silver St was $4,761.

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,761.00	$128,650 (-) Building $128,650	$90,055 Building $90,055
2024	$4,761.00 (+4.5%)	$128,650 (-) Building $128,650
2023	$4,556.00 (+3.4%)	$128,650 (+20.45%) Building $128,650
2022	$4,406.00	$106,810 Building $106,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 W Silver St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 W Silver St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 92% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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