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32 Secondo Way, Royal Oaks (Watsonville), CA 95076 Property Records

Monterey County property record for 32 Secondo Way, Royal Oaks, CA 95076 · Last verified October 2025

Property Summary

Property TypeRural Home
Details4 bd · 3 ba · 1,778 sqft · built 1957
Lot Size0.367 acres (16,028 sqft)
OwnerIndividual Name on File
Last Sale$513,500 (Oct 2014)
Tax Bill$8,226 (2025)
Deeds & MortgagesAug 2021 Mortgage
Mar 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN117-102-006-000

Property Details

APN / Parcel Number

Primary APN117-102-006-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories1 Story
Building Area1,778 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeWood
Foundation TypeConcrete
Roof MaterialWood Shingle
Lot Area16,028 sqft (0.367 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address32 SECONDO WAY
CityROYAL OAKS
StateCA
Zip95076-5415
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionSECONDO VILLAGE SUB 1 OF LOT 6 .366 AC & RW
Legal SubdivisionSECONDO VILLAGE
Legal Lot Number6 366
JurisdictionMONTEREY CA
Township / Civil DivisionPAJARO
Census Block Group2
Census Block2001
Census Tract14601

Owner

Source: Monterey County records · APN 117-102-006-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address32 SECONDO WAY, ROYAL OAKS, CA 95076-5415
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 09, 2021Deed of Trust, Mortgage · Conventional Mortgage
BAY FCU
Mar 09, 2017Deed of Trust, Mortgage · Conventional Mortgage
ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 17, 2014 · Amount on Record
Deed SaleOct 17, 2014 · Amount on Record
Prior SaleMar 16, 2000
Deed Document Number2014051907
Record UpdatedJun 08, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address32 SECONDO WAY, ROYAL OAKS, CA 95076-5415
Transaction TypeMortgage
Record UpdatedAug 18, 2021
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 SECONDO WAY, ROYAL OAKS, CA 95076-5415

Mortgage

Document Number0000053852
DateAug 09, 2021
Instrument2021053852
Lender
NameBAY FCU
TypeCredit Union
AddressCAPITOLA, CA 95010
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address32 SECONDO WAY, ROYAL OAKS, CA 95076-5415
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013047
DateMar 09, 2017
Instrument2017013047
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2047

Tax Assessment & Valuation

Source: Monterey County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$8,226.00 (+19.6%)$617,022 (+4.04%) Land $240,367 Building $376,655
2023$6,878.00 (+6.01%)$593,064 Land $231,034 Building $362,030
2022$6,488.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monterey County (06053C), updated July 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060530146012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 16 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims12 (1995–2023)
Claims Outside the SFHA2 of 12
Most Recent ClaimMar 2023, other causes, Severe Storm And Flooding
Claims By Storm
  • Severe Storm And Flooding, Mar 2023 · 8 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 4 claims

Wildfire

Wildfire RiskLow
above 32% of the US · above 19% of California
Wildfire LikelihoodAbout 1 in 2,941 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 19 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
Cruzio InternetFixed Wireless (unlicensed)1,000 / 1,000
RazzolinkFixed Wireless (unlicensed)500 / 250
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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