20 Secondo Way, Royal Oaks (Watsonville), CA 95076 Property Records

Monterey County property record for 20 Secondo Way, Royal Oaks, CA 95076

Property Summary

Property TypeRural Home
Details2 bd · 1 ba · 1,422 sqft · built 1951
Lot Size0.286 acres (12,490 sqft)
OwnerCompany Name on Record
Last Sale$175,000 (Sep 1995)
Tax Bill$4,401 (2025)
Deeds & MortgagesJun 2021 Transfer
Jun 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN117-102-009-000

Property Details

APN / Parcel Number

Primary APN117-102-009-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,422 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Architectural StyleOther
Construction TypeWood
Lot Area12,490 sqft (0.286 acres)
Garage TypeAttached
Garage Area598 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address20 SECONDO WAY
CityROYAL OAKS
StateCA
Zip95076-5415
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionSECONDO VILLAGE LOT 8
Legal SubdivisionSECONDO VILLAGE
Legal Lot Number8
JurisdictionMONTEREY CA
Township / Civil DivisionPAJARO
Census Block Group2
Census Block2001
Census Tract14601

Owner

Source: Monterey County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Co-owner2 Co-owners on Record
Mailing Address21 SECONDO WAY, ROYAL OAKS, CA 95076-5414
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2021Intrafamily Transfer, Transfer
FIRST AMERICAN TITLE COMPANY
Jun 7, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 7, 2021Intrafamily Transfer, Transfer
FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Jul 19, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Jul 19, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleSep 28, 1995 · Amount on Record
Deed SaleSep 28, 1995 · Amount on Record
Prior SaleJun 7, 2021
Deed Document Number0000051858
Deed Book / Page117
Last Transfer DateJun 8, 2021
Transfer Doc0000040177
Record UpdatedJun 7, 2026

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTEREY CA
Recording DateJun 8, 2021
Property Address20 SECONDO WAY, ROYAL OAKS, CA 95076-5415
Document Number0000040177
Map ReferenceVOL 5 PG 52
Instrument DateJun 2, 2021
Instrument2021040177
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address21 SECONDO WAY, ROYAL OAKS, CA 95076-5414

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTEREY CA
Recording DateJun 7, 2021
Property Address20 SECONDO WAY, ROYAL OAKS, CA 95076-5415
Document Number0000039902
Map ReferenceVOL 5 PG 52
Instrument DateJun 2, 2021
Instrument2021039902
Transaction TypeTransfer
Record UpdatedJun 16, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 SECONDO WAY, ROYAL OAKS, CA 95076-5415

Mortgage

Document Number0000039903
DateJun 7, 2021
Instrument2021039903
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTEREY CA
Recording DateJun 7, 2021
Property Address20 SECONDO WAY, ROYAL OAKS, CA 95076-5415
Document Number0000039901
Map ReferenceVOL 5 PG 52
Instrument DateJun 2, 2021
Instrument2021039901
Transaction TypeTransfer
Record UpdatedJun 16, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address21 SECONDO WAY, ROYAL OAKS, CA 95076-5414

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONTEREY CA
Recording DateJul 19, 2019
Property Address20 SECONDO WAY, ROYAL OAKS, CA 95076-5415
Document Number0000030247
Instrument DateJun 27, 2019
Instrument30247
Transaction TypeTransfer
Record UpdatedJul 31, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address21 SECONDO WAY ROYAL OAKS CA 950765414, ROYAL OAKS, CA 95076-5414

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONTEREY CA
Recording DateJul 19, 2019
Property Address20 SECONDO WAY, ROYAL OAKS, CA 95076-5415
Document Number0000030248
Instrument DateJun 27, 2019
Instrument30248
Transaction TypeTransfer
Record UpdatedJul 31, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address21 SECONDO WAY ROYAL OAKS CA 950765414, ROYAL OAKS, CA 95076-5414

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,401.00 (+37.49%)$290,690 (+4.04%) Land $149,500 Building $141,190
2023$3,201.00 (+1.75%)$279,404 Land $143,696 Building $135,708
2022$3,146.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims12 (1995–2023)
Claims Outside the SFHA2 of 12
Most Recent ClaimMar 2023 · Severe Storm And Flooding
Claims by Event
  • Severe Storm And Flooding, Mar 2023 · 8 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPSMCSD - SUNNY MESA
serves 880 people · EPA ID CA2700773
Water SourceGroundwater
Last State InspectionSep 2023
Also Mapped HerePSMCSD - PAJARO
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Cruzio
Fixed Wireless
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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