Monterey County property record for 20 Secondo Way, Royal Oaks, CA 95076
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 1,422 sqft · built 1951 |
| Lot Size | 0.286 acres (12,490 sqft) |
| Owner | Company Name on Record |
| Last Sale | $175,000 (Sep 1995) |
| Tax Bill | $4,401 (2025) |
| Deeds & Mortgages | Jun 2021 Transfer Jun 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 117-102-009-000 |
| Primary APN | 117-102-009-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,422 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 12,490 sqft (0.286 acres) |
| Garage Type | Attached |
| Garage Area | 598 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 20 SECONDO WAY |
|---|---|
| City | ROYAL OAKS |
| State | CA |
| Zip | 95076-5415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | SECONDO VILLAGE LOT 8 |
| Legal Subdivision | SECONDO VILLAGE |
| Legal Lot Number | 8 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | PAJARO |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 14601 |
Source: Monterey County records, as of October 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Co-owner | 2 Co-owners on Record |
| Mailing Address | 21 SECONDO WAY, ROYAL OAKS, CA 95076-5414 |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jun 8, 2021 | Intrafamily Transfer, Transfer FIRST AMERICAN TITLE COMPANY |
| Jun 7, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 7, 2021 | Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Jul 19, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jul 19, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Sep 28, 1995 · Amount on Record |
| Deed Sale | Sep 28, 1995 · Amount on Record |
| Prior Sale | Jun 7, 2021 |
| Deed Document Number | 0000051858 |
| Deed Book / Page | 117 |
| Last Transfer Date | Jun 8, 2021 |
| Transfer Doc | 0000040177 |
| Record Updated | Jun 7, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Jun 8, 2021 |
| Property Address | 20 SECONDO WAY, ROYAL OAKS, CA 95076-5415 |
| Document Number | 0000040177 |
| Map Reference | VOL 5 PG 52 |
| Instrument Date | Jun 2, 2021 |
| Instrument | 2021040177 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 21 SECONDO WAY, ROYAL OAKS, CA 95076-5414 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Jun 7, 2021 |
| Property Address | 20 SECONDO WAY, ROYAL OAKS, CA 95076-5415 |
| Document Number | 0000039902 |
| Map Reference | VOL 5 PG 52 |
| Instrument Date | Jun 2, 2021 |
| Instrument | 2021039902 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 SECONDO WAY, ROYAL OAKS, CA 95076-5415 |
| Document Number | 0000039903 |
|---|---|
| Date | Jun 7, 2021 |
| Instrument | 2021039903 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Jun 7, 2021 |
| Property Address | 20 SECONDO WAY, ROYAL OAKS, CA 95076-5415 |
| Document Number | 0000039901 |
| Map Reference | VOL 5 PG 52 |
| Instrument Date | Jun 2, 2021 |
| Instrument | 2021039901 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 21 SECONDO WAY, ROYAL OAKS, CA 95076-5414 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Jul 19, 2019 |
| Property Address | 20 SECONDO WAY, ROYAL OAKS, CA 95076-5415 |
| Document Number | 0000030247 |
| Instrument Date | Jun 27, 2019 |
| Instrument | 30247 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 21 SECONDO WAY ROYAL OAKS CA 950765414, ROYAL OAKS, CA 95076-5414 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Jul 19, 2019 |
| Property Address | 20 SECONDO WAY, ROYAL OAKS, CA 95076-5415 |
| Document Number | 0000030248 |
| Instrument Date | Jun 27, 2019 |
| Instrument | 30248 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 21 SECONDO WAY ROYAL OAKS CA 950765414, ROYAL OAKS, CA 95076-5414 |
Source: Monterey County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,401.00 (+37.49%) | $290,690 (+4.04%) Land $149,500 Building $141,190 |
| 2023 | $3,201.00 (+1.75%) | $279,404 Land $143,696 Building $135,708 |
| 2022 | $3,146.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 12 (1995–2023) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Mar 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PSMCSD - SUNNY MESA serves 880 people · EPA ID CA2700773 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Also Mapped Here | PSMCSD - PAJARO |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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