28 Secondo Way, Royal Oaks (Watsonville), CA 95076 Property Records

Monterey County property record for 28 Secondo Way, Royal Oaks, CA 95076 · Last verified October 2025

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,419 sqft · built 1957
Lot Size	0.298 acres (13,000 sqft)
Owner	Individual Name on File
Last Sale	$530,000 (Sep 2018)
Tax Bill	$9,122 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Sep 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`117-102-007-000`

Property Details

APN / Parcel Number

Primary APN	`117-102-007-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,419 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Concrete
Roof Material	Wood Shingle
Lot Area	13,000 sqft (0.298 acres)
Garage Type	Detached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	28 SECONDO WAY
City	ROYAL OAKS
State	CA
Zip	95076-5415
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SECONDO VILLAGE SUB 2 OF LOT 6 0.31 AC EXC RW
Legal Subdivision	SECONDO VILLAGE
Legal Lot Number	6
Jurisdiction	MONTEREY CA
Township / Civil Division	PAJARO
Census Block Group	2
Census Block	2001
Census Tract	14601

Owner

Source: Monterey County records · APN 117-102-007-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	28 SECONDO WAY, ROYAL OAKS, CA 95076-5415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GROVES CAPITAL INC
Sep 13, 2018	Grant Deed, Transfer · Conventional Mortgage ROYAL PACIFIC FUNDING CORP
Sep 13, 2018	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Mar 05, 2018	Trustee's Deed, Foreclosure OTHER

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 13, 2018 · Amount on Record
Deed Sale	Sep 13, 2018 · Amount on Record
Prior Sale	Sep 13, 2018 · Amount on Record
Deed Document Number	0000040402
Last Transfer Date	Dec 28, 2021
Transfer Doc	0000085569
Record Updated	Jun 07, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Dec 28, 2021
Property Address	28 SECONDO WAY, ROYAL OAKS, CA 95076-5415
Document Number	0000085569
Map Reference	VOL 5
Instrument Date	Mar 15, 2021
Instrument	2021085569
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 SECONDO WAY, ROYAL OAKS, CA 95076-5414

Mortgage

Document Number	0000085570
Date	Dec 28, 2021
Instrument	2021085570

Lender

Name	GROVES CAPITAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Apr 01, 2051

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Sep 13, 2018
Property Address	28 SECONDO WAY, ROYAL OAKS, CA 95076-5415
Document Number	0000040402
Map Reference	VOL5 PG52
Instrument Date	Jul 24, 2018
Instrument	2018040402
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	28 SECONDO WAY, ROYAL OAKS, CA 95076-5415

Mortgage

Document Number	0000040403
Date	Sep 13, 2018
Instrument	2018040403

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2048

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Sep 13, 2018
Property Address	28 SECONDO WAY, ROYAL OAKS, CA 95076-5415
Document Number	0000040401
Instrument Date	Jul 20, 2018
Instrument	40401
Transaction Type	Transfer
Record Updated	Sep 26, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	28 SECONDO WAY ROYAL OAKS CA 950765415, ROYAL OAKS, CA 95076-5415

March 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MONTEREY CA
Recording Date	Mar 05, 2018
Property Address	28 SECONDO WAY, ROYAL OAKS, CA 95076-5415
Document Number	0000009004
Instrument Date	Feb 20, 2018
Instrument	9004
Transaction Type	Foreclosure
Record Updated	Mar 15, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$512.71
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1172 S MAIN ST #174 SALINAS CA 939012204, 174, SALINAS, CA 93901-2204

Tax Assessment & Valuation

Source: Monterey County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$9,122.00 (+23.32%)	$693,562 (+4.04%) Land $351,679 Building $341,883
2023	$7,397.00 (+1.73%)	$666,632 Land $338,024 Building $328,608
2022	$7,271.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monterey County (06053C), updated July 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060530146012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 16 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	12 (1995–2023)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Mar 2023, other causes, Severe Storm And Flooding
Claims By Storm	Severe Storm And Flooding, Mar 2023 · 8 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 4 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 11% of California
Wildfire Likelihood	About 1 in 2,703 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 120 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Cruzio Internet	Fixed Wireless (unlicensed)	1,000 / 1,000
Razzolink	Fixed Wireless (unlicensed)	500 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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