Bergen County and Waldwick Borough property record for 32 Richard Dr, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 1,152 sqft · built 1950 |
| Lot Size | 0.116 acres (5,036 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $132,748 (Oct 2017) |
| Tax Bill | $8,650 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Jul 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00018-03-00027 |
| Primary APN | 64-00018-03-00027 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 5,036 sqft (0.116 acres) |
| Lot Dimensions | 95 ft deep x 53 ft wide |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 6400018C00027 |
|---|---|
| Street Address | 32 RICHARD DR |
| City | WALDWICK |
| State | NJ |
| Zip | 07463-2025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 53X95 2LT |
| Legal Block | 18.03 |
| Legal Lot Number | 27 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 56100 |
Source: Bergen County and Waldwick Borough records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 32 RICHARD DR, WALDWICK, NJ 07463-2025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2021 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Jul 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GARDEN STATE HOME LOANS INC |
| Aug 23, 2017 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Jan 10, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 24, 2017 · Amount on File |
| Deed Sale | Oct 24, 2017 · Amount on File |
| Prior Sale | Apr 3, 1993 · Amount on File |
| Deed Document Number | 20178018301 |
| Deed Book / Page | 2763 / 1668 |
| Prior Transfer Date | Aug 28, 2017 |
| Prior Transfer Doc | 0027631668 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 32 RICHARD DR, WALDWICK, NJ 07463-2025 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0043860760 |
|---|---|
| Date | Sep 21, 2021 |
| Book Page | 4386/760 |
| Instrument | 2021148063 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 19, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 32 RICHARD DR, WALDWICK, NJ 07463-2025 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0042491122 |
|---|---|
| Date | Jul 1, 2021 |
| Book Page | 4249/1122 |
| Instrument | 2021106593 |
| Name | GARDEN STATE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | CHERRY HILL, NJ 08003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 32 RICHARD DR, WALDWICK, NJ 07463-2025 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0027030918 |
|---|---|
| Date | Aug 23, 2017 |
| Book Page | 02703/0918 |
| Instrument | 17-063453 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | PORTLAND, ME 04101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 27, 2047 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 10, 2017 |
| Property Address | 32 RICHARD DR, WALDWICK, NJ 07463-2025 |
| Document Number | 0024992175 |
| Book / Page | 02499 / 2175 |
| Instrument Date | Dec 16, 2016 |
| Instrument | 17-003638 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 32 RICHARD DR, 32, WALDWICK, NJ 07463-2025 |
| Name | Verified Name |
|---|---|
| Address | 32 RICHARD DR, WALDWICK, NJ 07463-2025 |
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $376,900 (-) Land $265,400 Building $111,500 | $376,900 (-) Land $265,400 Building $111,500 | |
| 2025 | $8,650.00 (+3.65%) | $376,900 (+21.7%) Land $265,400 Building $111,500 | $376,900 (+21.7%) Land $265,400 Building $111,500 |
| 2024 | $8,345.00 (-5.39%) | ||
| 2023 | $309,700 Land $216,400 Building $93,300 | $309,700 Land $216,400 Building $93,300 | |
| 2022 | $8,820.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2007–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 810 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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