Bergen County and Waldwick Borough property record for 34 Richard Dr, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 1,152 sqft · built 1950 |
| Lot Size | 0.118 acres (5,131 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $130,000 (May 1995) |
| Tax Bill | $9,795 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Feb 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00018-03-00028 |
| Primary APN | 64-00018-03-00028 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,152 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 5,131 sqft (0.118 acres) |
| Lot Dimensions | 87 ft deep x 59 ft wide |
| Account Number | 000690 |
|---|---|
| Street Address | 34 RICHARD DR |
| City | WALDWICK |
| State | NJ |
| Zip | 07463-2025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 59X87 2LT |
| Legal Block | 18.03 |
| Legal Lot Number | 28 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 56100 |
34 Richard Dr is owned and occupied by two individuals who bought it in May 1995.
Source: Bergen County and Waldwick Borough records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 34 RICHARD DR, WALDWICK, NJ 07463-2025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Feb 4, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 1995 · Amount on File |
| Deed Sale | May 1, 1995 · Amount on File |
| Deed Book / Page | 7784 / 378 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 34 RICHARD DR, WALDWICK, NJ 07463-2025 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2021 |
| Title Company | ELITE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0044290417 |
|---|---|
| Date | Oct 26, 2021 |
| Book Page | 4429/417 |
| Instrument | 2021161166 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 34 RICHARD DR, WALDWICK, NJ 07463-2025 |
| Document Number | 0035181566 |
| Instrument Date | Feb 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Address | 34 RICHARD DR WALDWICK NJ 074632025, WALDWICK, NJ 07463-2025 |
| Document Number | 0035181566 |
|---|---|
| Date | Feb 25, 2020 |
| Book Page | 003518/001566 |
| Instrument | 20022283 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 24, 2050 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 34 Richard Dr was $9,795, up 3.7% from the year before.
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $426,800 (-) Land $271,900 Building $154,900 | $426,800 (-) Land $271,900 Building $154,900 | |
| 2025 | $9,795.00 (+3.66%) | $426,800 Land $271,900 Building $154,900 | $426,800 Land $271,900 Building $154,900 |
| 2024 | $9,449.00 | ||
| 2023 | $320,300 Land $221,500 Building $98,800 | $320,300 Land $221,500 Building $98,800 | |
| 2022 | $9,079.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 34 Richard Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2007–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 34 Richard Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 810 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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