Bergen County and Waldwick Borough property record for 27 Richard Dr, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 2,080 sqft · built 1985 |
| Lot Size | 0.133 acres (5,798 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $680,000 (Jan 2023) |
| Tax Bill | $15,296 (2025) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00018-02-00015 |
| Primary APN | 64-00018-02-00015 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,080 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 5,798 sqft (0.133 acres) |
| Lot Dimensions | 100 ft deep x 58 ft wide |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 6400018B00015 |
|---|---|
| Street Address | 27 RICHARD DR |
| City | WALDWICK |
| State | NJ |
| Zip | 07463-2010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 58X100 2LT |
| Legal Subdivision | WALDWICK HOMES INC SEC # TWO |
| Legal Block | 18.2 |
| Legal Lot Number | 15 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 56100 |
Source: Bergen County and Waldwick Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 27 RICHARD DR, WALDWICK, NJ 07463-2010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2023 | Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Aug 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage OCEANFIRST BK |
| Oct 20, 2020 | Deed, Transfer · Conventional Mortgage OCEANFIRST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 27, 2023 · Amount on Record |
| Deed Sale | Jan 27, 2023 · Amount on Record |
| Prior Sale | Oct 20, 2020 · Amount on Record |
| Deed Document Number | 20238200 |
| Deed Book / Page | 4919 / 88 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 27, 2023 |
| Property Address | 27 RICHARD DR, WALDWICK, NJ 07463-2010 |
| Document Number | 0049190088 |
| Book / Page | 4919 / 88 |
| Instrument Date | Jan 9, 2023 |
| Instrument | 2023008200 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,033.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 27 RICHARD DR, WALDWICK, NJ 07463-2010 |
| Name | Verified Name |
|---|---|
| Address | 27 RICHARD DR, WALDWICK, NJ 07463-2010 |
| Document Number | 2023008201 |
|---|---|
| Date | Jan 27, 2023 |
| Instrument | 2023008201 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 27 RICHARD DR, WALDWICK, NJ 07463-2010 |
| Document Number | 0037761618 |
| Instrument Date | Aug 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 27 RICHARD DR WALDWICK NJ 074632010, WALDWICK, NJ 07463-2010 |
| Document Number | 0037761618 |
|---|---|
| Date | Oct 20, 2020 |
| Book Page | 003776/001618 |
| Instrument | 106536 |
| Name | OCEANFIRST BK |
|---|---|
| Type | Bank |
| Address | TOMS RIVER, NJ 08753 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 19, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 20, 2020 |
| Property Address | 27 RICHARD DR, WALDWICK, NJ 07463-2010 |
| Document Number | 0037761612 |
| Book / Page | 3776 / 1612 |
| Instrument Date | Aug 6, 2020 |
| Instrument | 20-106535 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | COUNSELLORS TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,579.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 740 S PARK DR, 740, SALISBURY, MD 21804-5628 |
| Name | Verified Name |
|---|---|
| Address | 27 RICHARD DR, WALDWICK, NJ 07463-2010 |
| Document Number | 20106536 |
|---|---|
| Date | Oct 20, 2020 |
| Instrument | 20-106536 |
| Name | OCEANFIRST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 1, 2050 |
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $666,500 (-) Land $278,200 Building $388,300 | $666,500 (-) Land $278,200 Building $388,300 | |
| 2025 | $15,296.00 (+3.66%) | $666,500 (+18.59%) Land $278,200 Building $388,300 | $666,500 (+18.59%) Land $278,200 Building $388,300 |
| 2024 | $14,756.00 (+16.25%) | ||
| 2023 | $562,000 Land $226,400 Building $335,600 | $562,000 Land $226,400 Building $335,600 | |
| 2022 | $12,693.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2007–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 810 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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