1 Prospect St, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 1 Prospect St, Lodi, NJ 07644

Property Summary

Property TypeSingle Family Home
Details2,316 sqft · built 1924
Lot Size0.115 acres (5,001 sqft)
Owner2 Individual Names on Record
Last Sale$130,000 (May 2000)
Tax Bill$11,509 (2025)
Flood ZoneZone X (minimal risk)
APN31-00104-0000-00008

Property Details

APN / Parcel Number

Primary APN31-00104-0000-00008
Alternative APNs
  • 310010400008
  • 215900

Interior

Stories1 Story
Building Area2,316 sqft Living Area

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Construction TypeFrame
Lot Area5,001 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeDetached
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number215900
Street Address1 PROSPECT ST
CityLODI
StateNJ
Zip07644-2307
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description50X100
Legal Block104
Legal Lot Number8
JurisdictionBERGEN NJ
Township / Civil DivisionLODI
Census Block Group3
Census Block3000
Census Tract30402

Owner

Source: Bergen County and Lodi Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1 PROSPECT ST, LODI, NJ 07644-2307
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 15, 2000 · Amount on Record
Deed SaleMay 15, 2000 · Amount on Record
Prior SaleMay 25, 1999 · Amount on Record
Deed Document Number200059262
Deed Book / Page8272 / 703
Prior Transfer DateOct 26, 1999
Prior Transfer Doc0000059262
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityLodi Borough
Unified School DistrictLodi Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$325,100 (-) Land $160,000 Building $165,100$325,100 (-) Land $160,000 Building $165,100
2025$11,509.00 (+5.62%)$325,100 (-) Land $160,000 Building $165,100$325,100 (-) Land $160,000 Building $165,100
2024$10,897.00 (+2.7%)
2023$325,100 Land $160,000 Building $165,100$325,100 Land $160,000 Building $165,100
2022$10,611.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPASSAIC VALLEY WC LODI WD
serves 24,136 people · EPA ID NJ0231001
Water SourcePurchased surface water from PASSAIC VALLEY WATER COMMISSION
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 966 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

May also be available: Xfinity.

Nearby Properties on Prospect St

Nearby Streets

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