32 Peppermint Ave, Middleburg, FL 32068 Property Records

Clay County property record for 32 Peppermint Ave, Middleburg, FL 32068

Property Summary

Property Type	Mobile Home
Details	4 bd · 2 ba · 1,512 sqft · built 1998
Lot Size	1.13 acres (49,484 sqft)
Owner	Individual Name on File
Last Sale	$100,900 (Dec 2005)
Tax Bill	$520 (2025)
Deeds & Mortgages	May 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`09-05-24-005953-500-00`

Property Details

APN / Parcel Number

Primary APN	`09-05-24-005953-500-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,512 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	49,484 sqft (1.13 acres)
Lot Dimensions	300 ft deep x 165 ft wide
Deck Area	192 sqft
Canopy	720 sqft
Storage Building	202 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Septic

Location & Zoning

Street Address	32 PEPPERMINT AVE
City	MIDDLEBURG
State	FL
Zip	32068-4641
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 8 BLK 27 JACKSONVILLE SO UNIT 1 AS REC O R 2654 PG 518
Legal Range	24
Legal Township	05
Legal Section	09
Legal Subdivision	JACKSONVILLE
Legal Block	27
Legal Lot Number	8
Legal Unit	1
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	1
Census Block	1026
Census Tract	30103

Owner

Source: Clay County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	32 PEPPERMINT AVE, MIDDLEBURG, FL 32068-4641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 29, 2005 · Amount on Record
Deed Sale	Dec 29, 2005 · Amount on Record
Deed Document Number	2005095683
Deed Book / Page	2654 / 0518
Record Updated	Jun 8, 2026

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLAY FL
Property Address	32 PEPPERMINT AVE, MIDDLEBURG, FL 32068-4641
Document Number	0041081762
Instrument Date	May 23, 2018
Transaction Type	Mortgage
Record Updated	Aug 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	32 PEPPERMINT AVE MIDDLEBURG FL 320684641, MIDDLEBURG, FL 32068-4641

Mortgage

Document Number	0041081762
Date	Jul 31, 2018
Book Page	004108/001762
Instrument	39674

Lender

Name	SUNTRUST MTG
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2048

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$520.00 (-36.51%) Homeowner's exemption	$72,220 (+5.99%)	$160,686 (+11.73%) Land $34,000 Building $126,686
2023	$819.00 (+18.01%) Homeowner's exemption	$68,141 (+3%)	$143,822 (+27.79%) Land $30,000 Building $113,822
2022	$694.00 Homeowner's exemption	$66,157	$112,545 Land $25,000 Building $87,545

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	54 (1991–2017)
Claims Outside the SFHA	12 of 54
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 23 claims Tropical Storm Debby, Jun 2012 · 14 claims Severe Storms, High Winds, Tornadoes, And Flooding, Feb 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20