Clay County property record for 31 Peppermint Ave, Middleburg, FL 32068
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 2,356 sqft · built 1998 |
| Lot Size | 1.13 acres (49,484 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (Jan 2022) |
| Tax Bill | $3,034 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Jun 2021 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-05-24-005953-533-00 |
| Primary APN | 09-05-24-005953-533-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,356 sqft Heated Area |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 49,484 sqft (1.13 acres) |
| Lot Dimensions | 300 ft deep x 165 ft wide |
| Deck Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Sewer | Septic |
| Street Address | 31 PEPPERMINT AVE |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-4643 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | LOT 17 BLK 28 JACKSONVILLE SOUNIT 1 AS REC O R 4561 PG 212 |
| Legal Range | 24 |
| Legal Township | 05 |
| Legal Section | 09 |
| Legal Subdivision | JACKSONVILLE |
| Legal Block | 28 |
| Legal Lot Number | 17 |
| Legal Unit | 1 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 30103 |
Source: Clay County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 31 PEPPERMINT AVE, MIDDLEBURG, FL 32068-4643 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 19, 2022 | Warranty Deed, Transfer · FHA Mortgage KIND LENDING LLC |
| Jun 2, 2021 | Warranty Deed, Transfer · Line of Credit LYSTRA LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 19, 2022 · Amount on Record |
| Deed Sale | Jan 19, 2022 · Amount on Record |
| Prior Sale | Jun 2, 2021 · Amount on Record |
| Deed Document Number | 2022004248 |
| Deed Book / Page | 4561 / 212 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jan 19, 2022 |
| Property Address | 31 PEPPERMINT AVE, MIDDLEBURG, FL 32068-4643 |
| Document Number | 0045610212 |
| Book / Page | 4561 / 212 |
| Map Reference | MB 10 PG 36-45 |
| Instrument Date | Jan 14, 2022 |
| Instrument | 2022004248 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | ALL FLORIDA TITLE COMPANY INC, ALL FLORIDA TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,855.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4440 MERRIMAC AVE, 4440, JACKSONVILLE, FL 32210-1815 |
| Name | Verified Name |
|---|---|
| Address | 31 PEPPERMINT AVE, MIDDLEBURG, FL 32068-4643 |
| Document Number | 0004561214 |
|---|---|
| Date | Jan 19, 2022 |
| Instrument | 4561/214 |
| Name | KIND LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jun 2, 2021 |
| Property Address | 31 PEPPERMINT AVE, MIDDLEBURG, FL 32068-4643 |
| Document Number | 0044632130 |
| Book / Page | 4463 / 2130 |
| Map Reference | MB 10 PG 36-45 |
| Instrument Date | May 25, 2021 |
| Instrument | 2021034104 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2021 |
| Title Company | ALL FLORIDA TITLE COMPANY INC, ALL FLORIDA TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $770.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 356 EVERGREEN LN, 356, MIDDLEBURG, FL 32068-4048 |
| Name | Verified Name |
|---|---|
| Address | 4440 MERRIMAC AVE, JACKSONVILLE, FL 32210-1815 |
| Investor | Possibly a Property Investor |
| Document Number | 44632132 |
|---|---|
| Date | Jun 2, 2021 |
| Instrument | 4463/2132 |
| Name | LYSTRA LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 1, 2022 |
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,034.00 (-3.68%) Homeowner's exemption | $239,115 (+5.99%) | $304,839 (+15.63%) Land $34,000 Building $270,839 |
| 2023 | $3,150.00 (-3.11%) Homeowner's exemption | $225,609 (+12.9%) | $263,630 (+31.92%) Land $30,000 Building $233,630 |
| 2022 | $3,251.00 | $199,834 Land $25,000 Building $174,834 | $199,834 Land $25,000 Building $174,834 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 54 (1991–2017) |
| Claims Outside the SFHA | 12 of 54 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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