Clay County property record for 18 Peppermint Ave, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,760 sqft · built 2006 |
| Lot Size | 1.13 acres (49,484 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $189,900 (May 2006) |
| Tax Bill | $4,226 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-05-24-005953-502-00 |
| Primary APN | 09-05-24-005953-502-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,760 sqft Heated Area |
| Gross Area | 2,490 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Logs |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 49,484 sqft (1.13 acres) |
| Lot Dimensions | 300 ft deep x 165 ft wide |
| Garage Area | 400 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 160 sqft |
| Patio Area | 170 sqft |
| Storage Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 18 PEPPERMINT AVE |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-4641 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 BLK 27 JACKSONVILLE SOUTH UNIT 1 AS REC O R 2727 PG 358 |
| Legal Range | 24 |
| Legal Township | 05 |
| Legal Section | 09 |
| Legal Subdivision | JACKSONVILLE SOUTH |
| Legal Block | 27 |
| Legal Lot Number | 10 |
| Legal Unit | 1 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 30103 |
Source: Clay County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 18 PEPPERMINT AVE, MIDDLEBURG, FL 32068-4641 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Dec 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jan 4, 2018 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2006 · Amount on Record |
| Deed Sale | May 18, 2006 · Amount on Record |
| Prior Sale | Feb 27, 2001 · Amount on Record |
| Deed Document Number | 2006034318 |
| Deed Book / Page | 2727 / 0358 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 18 PEPPERMINT AVE, MIDDLEBURG, FL 32068-4641 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0043871892 |
|---|---|
| Date | Dec 10, 2020 |
| Book Page | 4387/1892 |
| Instrument | 2020065172 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 18 PEPPERMINT AVE, MIDDLEBURG, FL 32068-4641 |
| Document Number | 0040460767 |
| Book / Page | 004046 / 000767 |
| Instrument Date | Jan 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18 PEPPERMINT AVE MIDDLEBURG FL 320684641, MIDDLEBURG, FL 32068-4641 |
| Document Number | 0040460767 |
|---|---|
| Date | Jan 10, 2018 |
| Book Page | 004046/000767 |
| Instrument | 1619 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 9, 2033 |
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,226.00 (+0.93%) | $277,107 (+4.22%) Land $34,000 Building $243,107 | $277,107 (+4.22%) Land $34,000 Building $243,107 |
| 2023 | $4,187.00 (+12.83%) | $265,889 (+11.37%) Land $30,000 Building $235,889 | $265,889 (+11.37%) Land $30,000 Building $235,889 |
| 2022 | $3,711.00 | $238,748 Land $25,000 Building $213,748 | $238,748 Land $25,000 Building $213,748 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 54 (1991–2017) |
| Claims Outside the SFHA | 12 of 54 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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