32 Otter River Rd, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 32 Otter River Rd, Gardner, MA 01440 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1996
Square Footage	1,248 sqft Living Area
Lot Size	10,775 sqft (0.247 acres)
Occupancy	Owner Occupied
Last Sale	$170,900 (2003)
Tax Bill	$49.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`M:H-37 B:0003A L:0021`
Alternative APN	`GARD M:H37 B:11 L:21`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,248 sqft Living Area
Gross Area	2,560 sqft Gross Area
Stories	1 Stories

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	10,775 sqft (0.247 acres)

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Street Address	32 OTTER RIVER RD
City	GARDNER
State	MA
Zip	01440-1502
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	11
Legal Lot Number	21
Jurisdiction	GARDNER MA
Minor Civil Division	GARDNER
Census Blockgroup	1
Census Block	1008
Census Tract	707400

Owner

Source: Worcester County and Gardner City records · APN M:H-37 B:0003A L:0021

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	32 OTTER RIVER RD, GARDNER, MA 01440-1502
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Known Transactions	Last Sale Amount on Aug 27, 2003 Deed Sale Price on Aug 27, 2003 Prior Sale Amount on May 15, 1987
Deed Doc Number	2003231488
Deed Book / Page	31411 / 343
Record Refreshed	Jun 08, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	32 OTTER RIVER RD, GARDNER, MA 01440-1502
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	067985-119
Date	Jul 29, 2022
Book Page	67985/119
Instrument	83121

Lender

Name	USA RURAL HOUSING

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Aug 01, 2047

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$49.00 (-99%)	$345,400 (+6.08%) Land $69,000 Building $276,400	$306,755
2024	$4,881.00 (+6.99%)	$325,600 (+15.13%) Land $62,700 Building $262,900
2023	$4,562.00	$282,800 Land $61,800 Building $221,000