62 Otter River Rd, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 62 Otter River Rd, Gardner, MA 01440 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 864 sqft · built 1959
Lot Size1.98 acres (86,572 sqft)
OwnerIndividual Name on File
Last Sale$185,000 (Dec 2019)
Tax Bill$44 (2025)
Deeds & MortgagesJun 2023 Mortgage
Dec 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNM:C-37 B:0006 L:0021

Property Details

APN / Parcel Number

Primary APNM:C-37 B:0006 L:0021
Alternative APN
  • GARD M:H37 B:11 L:24

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Building Area864 sqft Living Area
Gross Area2,688 sqft Gross Area
Stories1 Story

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area86,572 sqft (1.98 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address62 OTTER RIVER RD
CityGARDNER
StateMA
Zip01440-1502
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block11
Legal Lot Number24
JurisdictionGARDNER MA
Township / Civil DivisionGARDNER
Census Block Group1
Census Block1008
Census Tract707400

Owner

Source: Worcester County and Gardner City records · APN M:C-37 B:0006 L:0021

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address62 OTTER RIVER RD, GARDNER, MA 01440-1502
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 07, 2023Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Dec 05, 2019Quit Claim Deed, Transfer · FHA Mortgage
TOTAL MORTGAGE SERVICES LLC
Jun 07, 2018Foreclosure
Foreclosure Auction

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 05, 2019 · Amount on Record
Deed SaleDec 05, 2019 · Amount on Record
Prior SaleJun 07, 2018 · Amount on Record
Deed Document Number2019131127
Deed Book / Page61533 / 110
Record UpdatedJun 08, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARDNER MA
Property Address62 OTTER RIVER RD, GARDNER, MA 01440-1502
Transaction TypeMortgage
Record UpdatedAug 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number069223-150
DateJun 07, 2023
Book Page69223/150
Instrument44068
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGARDNER MA
Recording DateDec 05, 2019
Property Address62 OTTER RIVER RD, GARDNER, MA 01440-1502
Document Number61533-110
Book / Page61533 / 110
Instrument DateDec 05, 2019
Instrument131127
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 JUNE ST, GARDNER, MA 01440-3613

Mortgage

Document Number131128
DateDec 05, 2019
Instrument131128
Lender
NameTOTAL MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

June 2018: Foreclosure

Document TypeForeclosure
JurisdictionGARDNER MA
Recording DateJun 07, 2018
Property Address62 OTTER RIVER RD, GARDNER, MA 01440-1502
Document Number58910-208
Book / Page058910 / 000208
Instrument DateMay 24, 2018
Instrument55351
Transaction TypeForeclosure
Record UpdatedJun 26, 2018

Transaction

AmountAmount Recorded
Tax$428.64
Amount AccuracyConfirmed
Additional
  • Foreclosure Auction
  • Lis Pendens

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address263 ROBBINS RD RINDGE NH 034615470, RINDGE, NH 03461-5470

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityGardner City
Unified School DistrictGardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$44.00 (-99%)$311,500 (+6.46%) Land $90,100 Building $221,400$260,965
2024$4,386.00 (+6.64%)$292,600 (+14.75%) Land $82,300 Building $210,300
2023$4,113.00$255,000 Land $80,400 Building $174,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 58% of Massachusetts
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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