14 Otter River Rd, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 14 Otter River Rd, Gardner, MA 01440 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	1 Baths
Year Built	Built 1922
Square Footage	1,695 sqft Living Area
Lot Size	56,628 sqft (1.3 acres)
Occupancy	Owner Occupied
Last Sale	$100,000 (1992)
Tax Bill	$47.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`M:H-37 B:0002 L:0017`
Alternative APN	`GARD M:H37 B:11 L:17`

Interior

Bedrooms	4 Beds
Full Baths	1 Baths
Total Rooms	7 Rooms
Building Area	1,695 sqft Living Area
Gross Area	3,460 sqft Gross Area
Stories	1 Stories

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	56,628 sqft (1.3 acres)

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Street Address	14 OTTER RIVER RD
City	GARDNER
State	MA
Zip	01440-1502
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	11
Legal Lot Number	17
Jurisdiction	GARDNER MA
Minor Civil Division	GARDNER
Census Blockgroup	1
Census Block	1008
Census Tract	707400

Owner

Source: Worcester County and Gardner City records · APN M:H-37 B:0002 L:0017

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	14 OTTER RIVER RD, GARDNER, MA 01440-1502
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 26, 1992 · Amount on Record
Deed Sale	Feb 26, 1992 · Amount on Record
Deed Book / Page	13992 / 223
Record Refreshed	Jun 08, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	14 OTTER RIVER RD, GARDNER, MA 01440-1502
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	60386-319
Date	May 10, 2019
Book Page	60386/319
Instrument	41858

Lender

Name	ATHOL SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2049

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$47.00 (-99.01%)	$331,800 (+4.67%) Land $86,300 Building $245,500	$335,065
2024	$4,752.00 (+1.56%)	$317,000 (+9.27%) Land $78,600 Building $238,400
2023	$4,679.00	$290,100 Land $77,500 Building $212,600