32 Opal Way, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 32 Opal Way, Saint Augustine, FL 32086 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2021
Square Footage	1,816 sqft Living Area
Lot Size	6,098 sqft (0.14 acres)
Occupancy	Owner Occupied
Last Sale	$274,400 (2021)
Tax Bill	$4,043.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`136141-1800`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Building Area	1,816 sqft Living Area
Gross Area	2,257 sqft Gross Area
1st Floor	1,816 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,098 sqft (0.14 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	441 sqft Garage
Porch Area	224 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	32 OPAL WAY
City	SAINT AUGUSTINE
State	FL
Zip	32086-0348
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	93/69-74 TREATY OAKS PHASE 2 UNIT 1 LOT 180 OR5210/1994
Legal Range	29E
Legal Township	08S
Legal Section	02
Legal Subdivision	TREATY OAKS PHASE 2 UNIT 1
Legal Phase	2
Legal Block	1
Legal Lot Number	180
Legal Unit	1
Jurisdiction	ST JOHNS FL
Minor Civil Division	MATANZAS
Census Blockgroup	1
Census Block	1005
Census Tract	21207

Owner

Source: St. Johns County records · APN 136141-1800

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	32 OPAL WAY, SAINT AUGUSTINE, FL 32086-0348
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 18, 2021 · Amount on Record
Deed Sale	Mar 18, 2021 · Amount on Record
Deed Doc Number	202130041
Deed Book / Page	5210 / 1994
Record Refreshed	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	32 OPAL WAY, SAINT AUGUSTINE, FL 32086-0348
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1845 OLD MOULTRIE RD 42, 42, SAINT AUGUSTINE, FL 32084-4105

Mortgage

Document Number	0052110001
Date	Mar 18, 2021
Book Page	5211/1
Instrument	2021030042

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$322,624 (+2.7%)	$335,236 (-2.59%) Land $100,000 Building $235,236
2025	$4,043.00 (+12.71%) Homeowner's exemption	$314,142 (+5.99%)	$344,142 (+0.98%) Land $100,000 Building $244,142
2024	$3,587.00 (+2.02%)
2023	$3,516.00 (+2.96%) Homeowner's exemption	$296,397 (+3%)	$340,802 (+18.43%) Land $77,000 Building $263,802
2022	$3,415.00 Homeowner's exemption	$287,764	$287,764 Land $67,200 Building $220,564

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 25% of Florida
Wildfire Likelihood	About 1 in 813 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.