St. Johns County property record for 12 Opal Way, Saint Augustine, FL 32086 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2020 |
| Square Footage | 2,676 sqft Living Area |
| Lot Size | 7,840 sqft (0.18 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $326,867 (2020) |
| Tax Bill | $6,271.00 (2025) |
| Primary APN | 136141-1780 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Building Area | 2,676 sqft Living Area |
| Gross Area | 3,316 sqft Gross Area |
| 1st Floor | 2,202 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,840 sqft (0.18 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 640 sqft Garage |
| Patio Area | 404 sqft Patio |
| Porch Area | 254 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 12 OPAL WAY |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-0348 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 93/69-74 TREATY OAKS PHASE 2 UNIT 1 LOT 178 OR4916/859 |
| Legal Range | 29E |
| Legal Township | 08S |
| Legal Section | 02 |
| Legal Subdivision | TREATY OAKS PHASE 2 UNIT 1 |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 178 |
| Legal Unit | 1 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | MATANZAS |
| Census Blockgroup | 1 |
| Census Block | 1005 |
| Census Tract | 21207 |
Source: St. Johns County records · APN 136141-1780
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12 OPAL WAY, SAINT AUGUSTINE, FL 32086-0348 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Jan 05, 2026 | Warranty Deed, Transfer ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS |
| Oct 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK |
| Apr 06, 2020 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) BAY EQUITY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 06, 2020 · Amount on Record |
| Deed Sale | Apr 06, 2020 · Amount on Record |
| Deed Doc Number | 202026749 |
| Deed Book / Page | 4916 / 859 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 05, 2026 |
| Property Address | 12 OPAL WAY, SAINT AUGUSTINE, FL 32086-0348 |
| Document Number | 0062831882 |
| Book / Page | 6283 / 1882 |
| Map Reference | MB 4 PG 22 |
| Instrument Date | Jan 02, 2026 |
| Instrument | 2026000313 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Title Company | ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS |
| Amount | Amount Recorded |
|---|---|
| Tax | $945.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12 OPAL WAY, ST AUGUSTINE, FL 32086-0348 |
| Name | Verified Name |
|---|---|
| Address | 5400 DATIL PEPPER RD, SAINT AUGUSTINE, FL 32086-5694 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 12 OPAL WAY, SAINT AUGUSTINE, FL 32086-0348 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 12 OPAL WAY, SAINT AUGUSTINE, FL 32086-0348 |
| Document Number | 0054020215 |
|---|---|
| Date | Oct 25, 2021 |
| Book Page | 5402/215 |
| Instrument | 2021115871 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | 72746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2036 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 06, 2020 |
| Property Address | 12 OPAL WAY, SAINT AUGUSTINE, FL 32086-0348 |
| Document Number | 0049160859 |
| Book / Page | 004916 / 000859 |
| Instrument Date | Mar 27, 2020 |
| Instrument | 26749 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 24, 2020 |
| Title Company | AMERICAN HOME TITLE AND ESCROW COMPANY, AMERICAN HM TITLE & ESCROW CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,288.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 12 OPAL WAY ST AUGUSTINE FL 320860348, ST AUGUSTINE, FL 32086-0348 |
| Document Number | 49160860 |
|---|---|
| Date | Apr 06, 2020 |
| Book Page | 004916/000860 |
| Instrument | 26750 |
| Name | BAY EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | CORTE MADERA, CA 94925 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 05, 2050 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $423,865 (-4.92%) Land $100,000 Building $323,865 | $423,865 (-4.92%) Land $100,000 Building $323,865 | |
| 2025 | $6,271.00 (+10.64%) | $445,795 (-8.15%) | $445,795 (-8.15%) Land $100,000 Building $345,795 |
| 2024 | $5,668.00 (+7.61%) | $485,368 (+8.81%) | $485,368 (+8.81%) Land $77,000 Building $408,368 |
| 2023 | $5,267.00 (+12.78%) | $446,069 (+18.71%) | $446,069 (+18.71%) Land $77,000 Building $369,069 |
| 2022 | $4,670.00 | $375,756 | $375,756 Land $67,200 Building $308,556 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 54% of the US · above 25% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 813 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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