32 Michael Dr, Coldwater, MI 49036 Property Records

Branch County property record for 32 Michael Dr, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,512 sqft · built 2000
Lot Size	0.51 acres (22,216 sqft)
Owner	Trust Name on Record
Last Sale	$149,900 (Jan 2006)
Tax Bill	$3,335 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`302-000-000-343-89`

Property Details

APN / Parcel Number

Primary APN	`302-000-000-343-89`

Interior

Full Baths	2 Baths
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft
Basement Area	1,512 sqft
Unfinished Basement	1,512 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Lot Area	22,216 sqft (0.51 acres)
Garage Area	624 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	32 MICHAEL DR
City	COLDWATER
State	MI
Zip	49036-1597
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT IRON RD AT NE COR LOT 5 BLK 8 F V SMITHS ADDN TH S 89DEG 53MIN 54SEC W 219.54 FT ALG N LI LOTS 5 6 & 7 TO BEG TH CONT
Legal Range	06W
Legal Township	06S
Legal Section	15
Legal Subdivision	F V SMITHS ADD
Legal Block	8
Legal Lot Number	5-8
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	1
Census Block	1008
Census Tract	951400

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	32 MICHAEL DR, COLDWATER, MI 49036-1597
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Aug 16, 2021	Intrafamily Transfer, Transfer AMROCK LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2006 · Amount on Record
Deed Sale	Jan 11, 2006 · Amount on Record
Prior Sale	Jun 2, 2000 · Amount on Record
Deed Document Number	2006283
Last Transfer Date	Jul 29, 2021
Transfer Doc	202106315
Record Updated	Sep 20, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRANCH MI
Recording Date	Aug 16, 2021
Property Address	32 MICHAEL DR, COLDWATER, MI 49036-1597
Document Number	202106313
Instrument Date	Jul 29, 2021
Instrument	2021-06313
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 MICHAEL DR, COLDWATER, MI 49036-1597

Mortgage

Document Number	202106314
Date	Aug 16, 2021
Instrument	2021-06314

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRANCH MI
Recording Date	Aug 16, 2021
Property Address	32 MICHAEL DR, COLDWATER, MI 49036-1597
Document Number	202106315
Map Reference	S2 S15T06SR06W
Instrument Date	Jul 29, 2021
Instrument	2021-06315
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	32 MICHAEL DR, COLDWATER, MI 49036-1597

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
Municipality	Coldwater City
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,650 (+28.72%)	$291,300 (+28.72%)
2025	$3,335.00 (+3.67%)	$113,150	$226,300
2024	$3,217.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER serves 13,822 people · EPA ID MI0001500
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Coldwater Board of Public Utilities Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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