47 Michael Dr, Coldwater, MI 49036 Property Records

Branch County property record for 47 Michael Dr, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,294 sqft · built 1999
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Nov 2019)
Tax Bill	$3,607 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2019 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`302-000-000-343-75`

Property Details

APN / Parcel Number

Primary APN	`302-000-000-343-75`

Interior

Full Baths	2 Baths
Building Area	1,294 sqft Building Perimeter
1st Floor Area	1,288 sqft
Basement Area	1,288 sqft
Unfinished Basement	1,288 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	11,761 sqft (0.27 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	47 MICHAEL DR
City	COLDWATER
State	MI
Zip	49036-1598
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT IRON ROD AT NE COR LOT 67 IRWIN PARK MANOR NO 1 TH N 67DEG 23MIN 00SEC W 10.57 FT ALG N LI LOT 67 AND BEG TH N 60DEG
Legal Subdivision	F V SMITHS ADDITION
Legal Lot Number	67
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	1
Census Block	1008
Census Tract	951400

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	47 MICHAEL DR, COLDWATER, MI 49036-1598
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Nov 12, 2019	Deed, Transfer · FHA Mortgage SUCCESS MORTGAGE PARTNERS INC
Oct 13, 2017	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Nov 13, 2017	Intrafamily Transfer, Transfer
Mar 31, 2017	Warranty Deed, Transfer BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TIT
Mar 31, 2017	Intrafamily Transfer, Transfer BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TIT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2019 · Amount on Record
Deed Sale	Nov 12, 2019 · Amount on Record
Prior Sale	Mar 31, 2017 · Amount on Record
Deed Document Number	20197164
Prior Transfer Date	Oct 10, 2017
Prior Transfer Doc	201707653
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	47 MICHAEL DR, COLDWATER, MI 49036-1598
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202008418
Date	Dec 9, 2020
Instrument	2020-08418

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BRANCH MI
Recording Date	Nov 12, 2019
Property Address	47 MICHAEL DR, COLDWATER, MI 49036-1598
Document Number	201907164
Instrument Date	Nov 8, 2019
Instrument	2019-07164
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TTL I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,290.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4471 GLEN HOLLOW DR, 4471, HUDSONVILLE, MI 49426-9109

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 SAUKBLVD #G301 # G301, G301, COLDWATER, MI 49036-8844

Mortgage

Document Number	201907165
Date	Nov 12, 2019
Instrument	2019-07165

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRANCH MI
Recording Date	Oct 13, 2017
Property Address	47 MICHAEL DR, COLDWATER, MI 49036-1598
Document Number	201706989
Instrument Date	Oct 10, 2017
Instrument	2017-06989
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4471 GLEN HOLLOW DR, HUDSONVILLE, MI 49426-9109

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRANCH MI
Recording Date	Nov 13, 2017
Property Address	47 MICHAEL DR, COLDWATER, MI 49036-1598
Document Number	201707653
Instrument Date	Oct 10, 2017
Instrument	2017-07653
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4471 GLEN HOLLOW DR, HUDSONVILLE, MI 49426-9109

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Mar 31, 2017
Property Address	47 MICHAEL DR, COLDWATER, MI 49036-1598
Document Number	201701942
Instrument Date	Mar 27, 2017
Instrument	2017-01942
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Tax	$1,105.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	47 MICHAEL DR, 47, COLDWATER, MI 49036-1598

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 N HUDSON ST, COLDWATER, MI 49036-1167

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRANCH MI
Recording Date	Mar 31, 2017
Property Address	47 MICHAEL DR, COLDWATER, MI 49036-1598
Document Number	201701941
Instrument Date	Mar 24, 2017
Instrument	2017-01941
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TIT

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	375 MORSE ST, 375, COLDWATER, MI 49036-1456

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 MICHAEL DR, COLDWATER, MI 49036-1598

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
Municipality	Coldwater City
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,050 (+21.58%)	$250,100 (+21.58%)
2025	$3,607.00 (+3.68%)	$102,850	$205,700
2024	$3,479.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER serves 13,822 people · EPA ID MI0001500
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Coldwater Board of Public Utilities Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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