26 Michael Dr, Coldwater, MI 49036 Property Records

Branch County property record for 26 Michael Dr, Coldwater, MI 49036

Property Summary

Property Type	Residential Vacant Land
Details	3 bd · 2 ba · 1,984 sqft · built 2008
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on File
Last Sale	$12,000 (Dec 2017)
Tax Bill	$4,474 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`302-000-000-343-90`

Property Details

APN / Parcel Number

Primary APN	`302-000-000-343-90`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,984 sqft Living Area
1st Floor Area	1,984 sqft
Basement Area	1,984 sqft
Unfinished Basement	1,984 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Ranch
Lot Area	22,216 sqft (0.51 acres)
Garage Area	728 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	26 MICHAEL DR
City	COLDWATER
State	MI
Zip	49036-1597
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	COM AT IRON RD AT NE COR LOTS 6 & 7 BLK 8 & PORTION OF VACATED CENTRAL AVE F V SMITHS ADDN TH S 89DEG 53MIN 54SEC W 100 FT
Legal Subdivision	F V SMITH ADD
Legal Block	8
Legal Lot Number	6-7
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	1
Census Block	1008
Census Tract	951400

Owner

26 Michael Dr, residential vacant land, is owned and occupied by two individuals who bought it in December 2017.

Source: Branch County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	26 MICHAEL DR, COLDWATER, MI 49036-1597
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · Line of Credit HONOR CU
Mar 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage HONOR CU
Mar 28, 2018	Deed of Trust, Mortgage · Construction Mortgage HONOR CU
Dec 4, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2017 · Amount on File
Deed Sale	Dec 4, 2017 · Amount on File
Prior Sale	Aug 8, 2000 · Amount on File
Deed Document Number	20178093
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	26 MICHAEL DR, COLDWATER, MI 49036-1597
Transaction Type	Mortgage
Record Updated	Apr 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202102338
Date	Apr 5, 2021
Instrument	2021-02338

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 12, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	26 MICHAEL DR, COLDWATER, MI 49036-1597
Transaction Type	Mortgage
Record Updated	Apr 22, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202001783
Date	Mar 30, 2020
Instrument	2020-01783

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	26 MICHAEL DR, COLDWATER, MI 49036-1597
Transaction Type	Mortgage
Record Updated	Apr 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201801788
Date	Mar 28, 2018
Instrument	2018-01788

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	67 Months
Due	Oct 1, 2023

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Dec 4, 2017
Property Address	26 MICHAEL DR, COLDWATER, MI 49036-1597
Document Number	201708093
Instrument Date	Dec 1, 2017
Instrument	2017-08093
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount on Record
Tax	$103.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	174 W NETTLEMAN RD, 174, COLDWATER, MI 49036-9014

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	268 BURTON CT, COLDWATER, MI 49036-9135

Tax Assessment & Valuation

The 2025 property tax bill for 26 Michael Dr was $4,474, up 3.7% from the year before.

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
Municipality	Coldwater City
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,300 (+24.3%)	$336,600 (+24.3%)
2025	$4,474.00 (+3.68%)	$135,400	$270,800
2024	$4,315.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26 Michael Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26 Michael Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER serves 13,822 people · EPA ID MI0001500
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Coldwater Board of Public Utilities Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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