32 Maple St, Spencer, MA 01562 Property Records

Worcester County and Spencer Town property record for 32 Maple St, Spencer, MA 01562

Property Summary

Property Type	Triplex
Details	7 bd · 3 ba · 2,244 sqft · built 1890
Lot Size	0.218 acres (9,496 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Feb 2023)
Tax Bill	$41 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Jul 2020 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`SPEN M:00U07 B:00194 L:00000`

Property Details

APN / Parcel Number

Primary APN	`SPEN M:00U07 B:00194 L:00000`

Interior

Bedrooms	7 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Units	3 Units
Stories	3 Stories
Building Area	2,244 sqft Living Area
Gross Area	3,484 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,496 sqft (0.218 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	32 MAPLE ST
City	SPENCER
State	MA
Zip	01562-2670
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Block	194
Jurisdiction	SPENCER MA
Township / Civil Division	SPENCER
Census Block Group	3
Census Block	3007
Census Tract	726200

Owner

Source: Worcester County and Spencer Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	50 CHURCHILL DR, NORWOOD, MA 02062-1647
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Jul 9, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FIDELITY COOPERATIVE BANK
Oct 29, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 27, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 27, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 7, 2017	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2023 · Amount on Record
Deed Sale	Feb 21, 2023 · Amount on Record
Prior Sale	Jul 9, 2020 · Amount on Record
Deed Document Number	202314435
Deed Book / Page	68844 / 122
Prior Transfer Date	Oct 3, 2019
Prior Transfer Doc	61316-270
Record Updated	Jun 8, 2026

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPENCER MA
Recording Date	Feb 21, 2023
Property Address	32 MAPLE ST, SPENCER, MA 01562-2670
Document Number	068844-122
Book / Page	68844 / 122
Instrument Date	Feb 17, 2023
Instrument	14435
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000014436
Date	Feb 21, 2023
Instrument	14436

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPENCER MA
Recording Date	Jul 9, 2020
Property Address	32 MAPLE ST, SPENCER, MA 01562-2670
Document Number	62763-89
Book / Page	62763 / 89
Instrument Date	Jul 8, 2020
Instrument	73759
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 MAPLE ST, SPENCER, MA 01562-2670

Mortgage

Document Number	73760
Date	Jul 9, 2020
Instrument	73760

Lender

Name	FIDELITY COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPENCER MA
Recording Date	Oct 29, 2019
Property Address	32 MAPLE ST, SPENCER, MA 01562-2670
Document Number	61316-270
Book / Page	061316 / 000270
Instrument Date	Oct 3, 2019
Instrument	114608
Transaction Type	Transfer
Record Updated	Nov 12, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	28 LAUREL AVE OAK BLUFFS MA 02557, OAK BLUFFS, MA 02557

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPENCER MA
Recording Date	Sep 27, 2019
Property Address	32 MAPLE ST, SPENCER, MA 01562-2670
Document Number	61127-14
Book / Page	061127 / 000014
Instrument Date	Sep 25, 2019
Instrument	100535
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	28 LAUREL AVE OAK BLUFFS MA 02557, OAK BLUFFS, MA 02557

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPENCER MA
Recording Date	Sep 27, 2019
Property Address	32 MAPLE ST, SPENCER, MA 01562-2670
Document Number	61127-11
Book / Page	061127 / 000011
Instrument Date	Sep 23, 2019
Instrument	100534
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$596.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 LAVIREL AVE OAK BLUFFS MA 02557, OAK BLUFFS, MA 02557

April 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	SPENCER MA
Recording Date	Apr 7, 2017
Property Address	32 MAPLE ST, SPENCER, MA 01562-2670
Document Number	56949-207
Book / Page	056949 / 000207
Instrument Date	Jan 23, 2017
Instrument	34832
Transaction Type	Foreclosure
Record Updated	Apr 25, 2017

Transaction

Amount	Amount Recorded
Tax	$759.00
Amount Accuracy	Confirmed
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 LIVINGSTON AVE ST PAUL MN 551072292, ST PAUL, MN 55107-2292

Tax Assessment & Valuation

Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Spencer Town
Unified School District	Spencer-East Brookfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$41.00 (-99.02%)	$352,200 (-3.85%) Land $36,700 Building $315,500
2024	$4,190.00 (+5.25%)	$366,300 (+10.97%) Land $36,700 Building $329,600
2023	$3,981.00	$330,100 Land $36,700 Building $293,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPENCER WATER DEPARTMENT serves 7,037 people · EPA ID MA2280000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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