Worcester County and Spencer Town property record for 28 Maple St, Spencer, MA 01562 · Last verified April 2026
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,632 sqft · built 1890 |
| Lot Size | 0.071 acres (3,093 sqft) |
| Owner | Individual Name on File |
| Last Sale | $358,725 (Oct 2025) |
| Tax Bill | $2,974 (2025) |
| Deeds & Mortgages | Sep 2023 Refinance Oct 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SPEN M:00U07 B:00196 L:00000 |
| Primary APN | SPEN M:00U07 B:00196 L:00000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,632 sqft Living Area |
| Gross Area | 3,408 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,093 sqft (0.071 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 28 MAPLE ST |
|---|---|
| City | SPENCER |
| State | MA |
| Zip | 01562-2574 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Block | 196 |
| Jurisdiction | SPENCER MA |
| Township / Civil Division | SPENCER |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 726200 |
Source: Worcester County and Spencer Town records · APN SPEN M:00U07 B:00196 L:00000
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 28 MAPLE ST, SPENCER, MA 01562-2574 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Sep 28, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN HERITAGE BANK |
| Oct 16, 2025 | Quit Claim Deed, Transfer · FHA Mortgage GUARANTEED RATE INC |
| Aug 19, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage WILLIAM F FAHLIN |
| Apr 19, 2017 | Quit Claim Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 16, 2025 · Amount on Record |
| Deed Sale | Oct 16, 2025 · Amount on Record |
| Prior Sale | Aug 19, 2022 · Amount on Record |
| Deed Book / Page | 72685 / 220 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Property Address | 28 MAPLE ST, SPENCER, MA 01562-2574 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 069698-203 |
|---|---|
| Date | Sep 28, 2023 |
| Book Page | 69698/203 |
| Instrument | 80940 |
| Name | AMERICAN HERITAGE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPENCER MA |
| Recording Date | Oct 16, 2025 |
| Property Address | 28 MAPLE ST, SPENCER, MA 01562-2574 |
| Document Number | 072685-220 |
| Book / Page | 72685 / 220 |
| Instrument Date | Oct 15, 2025 |
| Instrument | 89530 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28 MAPLE ST, SPENCER, MA 01562-2574 |
| Document Number | 0000089531 |
|---|---|
| Date | Oct 16, 2025 |
| Instrument | 89531 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPENCER MA |
| Recording Date | Aug 19, 2022 |
| Property Address | 28 MAPLE ST, SPENCER, MA 01562-2574 |
| Document Number | 068095-175 |
| Book / Page | 68095 / 175 |
| Instrument Date | Aug 19, 2022 |
| Instrument | 91734 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Title Company | MISC COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28 MAPLE ST, SPENCER, MA 01562-2574 |
| Document Number | 0000091735 |
|---|---|
| Date | Aug 19, 2022 |
| Instrument | 91735 |
| Name | WILLIAM F FAHLIN |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPENCER MA |
| Recording Date | Apr 19, 2017 |
| Property Address | 28 MAPLE ST, SPENCER, MA 01562-2574 |
| Document Number | 56997-62 |
| Book / Page | 056997 / 000062 |
| Instrument Date | Apr 12, 2017 |
| Instrument | 39040 |
| Transaction Type | Transfer |
| Record Updated | May 09, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $114.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 484 MAIN ST #420 WORCESTER MA 016010078, 420, WORCESTER, MA 01601-0078 |
Source: Worcester County and Spencer Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Spencer Town |
| Unified School District | Spencer-East Brookfield School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,974.00 (+30.5%) | $253,300 (+27.16%) Land $30,800 Building $222,500 |
| 2024 | $2,279.00 (+9.41%) | $199,200 (+15.34%) Land $30,800 Building $168,400 |
| 2023 | $2,083.00 | $172,700 Land $30,800 Building $141,900 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277262003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 422 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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