Monroe County property record for 32 Lobstertail Rd, Big Pine Key, FL 33043
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 864 sqft · built 1980 |
| Lot Size | 0.142 acres (6,200 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $100 (Mar 2016) |
| Tax Bill | $1,814 (2024) |
| Deeds & Mortgages | Mar 2018 Loan Modification Nov 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00245050-000000 |
| Primary APN | 00245050-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 864 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Flooring | Plywood |
| Interior Walls | Masonry |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,200 sqft (0.142 acres) |
| View / Lot | Canal |
| Garage Type | Covered |
| Garage Area | 288 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 520 sqft |
| Deck Area | 60 sqft |
| Patio Area | 104 sqft |
| Boat Access | Boat Access |
| Cooling System | Wall Unit |
|---|
| Account Number | 1312959 |
|---|---|
| Street Address | 32 LOBSTERTAIL RD |
| City | BIG PINE KEY |
| State | FL |
| Zip | 33043-3307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 6 LT 38 CAHILL PINES AND PALMS BIG PINE KEY PB3-94 OR487-320 OR812-1012 OR913-2031 OR918-2072 OR1101-456/57 OR1102-2377/84WILL OR1175-1146/51 OR1607-863 OR2630-1124/26 OR2789-1007/09C/T OR2792-337/40 OR2808-1031/1032(ORDER) |
| Legal Range | 29E |
| Legal Township | 66S |
| Legal Section | 26 |
| Legal Subdivision | CAHILL PINES AND PALMS |
| Legal Block | 6 |
| Legal Lot Number | 38 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 971401 |
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 32 LOBSTERTAIL RD, BIG PINE KEY, FL 33043-3307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 14, 2018 | Loan Modification, Mortgage · Conventional Mortgage US SMALL BUSN ADMN |
| Nov 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSN ADMN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2016 · Amount on Record |
| Deed Sale | Mar 31, 2016 · Amount on Record |
| Prior Sale | Mar 18, 2016 |
| Deed Book / Page | 2789 / 1007 |
| Last Transfer Date | May 23, 2017 |
| Transfer Doc | 0028561333 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 32 LOBSTERTAIL RD, BIG PINE KEY, FL 33043-3307 |
| Document Number | 0028980106 |
| Instrument Date | Mar 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 32 LOBSTERTAIL RD BIG PINE KEY FL 330433307, BIG PINE KEY, FL 33043-3307 |
| Document Number | 0028980106 |
|---|---|
| Date | Mar 27, 2018 |
| Book Page | 002898/000106 |
| Instrument | 2161288 |
| Name | US SMALL BUSN ADMN |
|---|---|
| Address | BIRMINGHAM, AL 35211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 26, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 32 LOBSTERTAIL RD, BIG PINE KEY, FL 33043-3307 |
| Document Number | 0028822379 |
| Book / Page | 002882 / 002379 |
| Instrument Date | Nov 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 32 LOBSTERTAIL RD BIG PINE KEY FL 330433307, BIG PINE KEY, FL 33043-3307 |
| Document Number | 0028822379 |
|---|---|
| Date | Dec 13, 2017 |
| Book Page | 002882/002379 |
| Instrument | 2147275 |
| Name | US SMALL BUSN ADMN |
|---|---|
| Address | BIRMINGHAM, AL 35211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 12, 2047 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $159,408 (+5.99%) | $450,386 (+0.83%) Land $299,243 Building $151,143 | |
| 2024 | $1,814.00 (+7.4%) | ||
| 2023 | $1,689.00 (+2.67%) Homeowner's exemption | $150,404 (+3%) | $446,667 (+19.74%) Land $305,319 Building $141,348 |
| 2022 | $1,645.00 Homeowner's exemption | $146,024 | $373,025 Land $247,597 Building $125,428 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 690 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 690 in force |
| Nearby Flood Claims | 982 (1980–2022) |
| Claims Outside the SFHA | 2 of 982 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
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