75 Lobstertail Rd, Big Pine Key, FL 33043 Property Records

Monroe County property record for 75 Lobstertail Rd, Big Pine Key, FL 33043

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,520 sqft · built 1992
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$580,000 (Feb 2022)
Tax Bill	$5,295 (2024)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00244720-000000`

Property Details

APN / Parcel Number

Primary APN	`00244720-000000`
Alternative APN	`1312622`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,520 sqft Living Area
1st Floor Area	1,305 sqft
Flooring	Concrete/Cement
Interior Walls	Masonry

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
View / Lot	Canal
Garage Type	Covered
Garage Area	860 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	560 sqft
Deck Area	72 sqft
Patio Area	92 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1312622
Street Address	75 LOBSTERTAIL RD
City	BIG PINE KEY
State	FL
Zip	33043-3312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 6 LOT 5 CAHILL PINES AND PALMS BIG PINE KEY PB3-94 OR466-552 OR568-38 OR568-758 OR63-186 OR845-1134 OR1127-912 OR1143-1868 OR1406-1857 OR1572-696 OR1648-831 OR2547-1205 OR1207 OR3152-2370
Legal Range	29E
Legal Township	66S
Legal Section	26
Legal Subdivision	CAHILL PINES AND PALMS
Legal Block	6
Legal Lot Number	5
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	2
Census Block	2050
Census Tract	971401

Owner

Source: Monroe County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 SAINT CHARLES PL, BEAUFORT, SC 29907-1749
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2022 · Amount on Record
Deed Sale	Feb 3, 2022 · Amount on Record
Prior Sale	Dec 21, 2011 · Amount on Record
Deed Document Number	20222359891
Deed Book / Page	3152 / 2370
Prior Transfer Date	Dec 11, 2011
Prior Transfer Doc	0025471205
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Feb 3, 2022
Property Address	75 LOBSTERTAIL RD, BIG PINE KEY, FL 33043-3312
Document Number	0031522370
Book / Page	3152 / 2370
Map Reference	MB 3 PG 94
Instrument Date	Jan 31, 2022
Instrument	2359891
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,060.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	37 EVERGREEN ST, 37, MOUNT HOLLY, NJ 08060-1119

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 SAINT CHARLES PL, BEAUFORT, SC 29907-1749

Mortgage

Document Number	0031522372
Date	Feb 3, 2022
Instrument	3152/2372

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$528,910 (+1.59%) Land $295,500 Building $233,410	$528,910 (+1.59%) Land $295,500 Building $233,410
2024	$5,295.00 (+2.38%)
2023	$5,172.00 (+17.07%)	$520,643 (+7.71%) Land $301,500 Building $219,143	$520,643 (+7.71%) Land $301,500 Building $219,143
2022	$4,418.00	$483,354 Land $244,500 Building $238,854	$483,354 Land $244,500 Building $238,854

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 690 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	690 in force
Nearby Flood Claims	982 (1980–2022)
Claims Outside the SFHA	2 of 982
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 418 claims Hurricane Wilma, Oct 2005 · 219 claims Hurricane Georges, Sep 1998 · 315 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20