Monroe County property record for 65 Lobstertail Rd, Big Pine Key, FL 33043
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,200 sqft · built 2020 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $5,500 (May 2016) |
| Tax Bill | $5,838 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00244710-000000 |
| Primary APN | 00244710-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,200 sqft Living Area |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Combination |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,000 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Garage Type | Covered |
| Garage Area | 680 sqft |
| Porch | Slab |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 1312614 |
|---|---|
| Street Address | 65 LOBSTERTAIL RD |
| City | BIG PINE KEY |
| State | FL |
| Zip | 33043-3312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 6 LT 4 CAHILL PINES AND PALMS BIG PINE KEY PB3-94 OR466-552/54 OR568-38 OR633-186 OR845-1134 OR1117-1540 OR1357-1428 OR1403-2467 OR2799-786/87 OR3044-798 |
| Legal Range | 29E |
| Legal Township | 66S |
| Legal Section | 26 |
| Legal Subdivision | CAHILL PINES AND PALMS |
| Legal Block | 6 |
| Legal Lot Number | 4 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 971401 |
Source: Monroe County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 65 LOBSTERTAIL RD, BIG PINE KEY, FL 33043-3312 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 3, 2026 | Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING LLC |
| Dec 30, 2021 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 15, 2020 | Warranty Deed, Transfer · VA Mortgage FIRST HORIZON BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2016 · Amount on Record |
| Deed Sale | May 31, 2016 · Amount on Record |
| Prior Sale | Apr 16, 2015 |
| Deed Document Number | 20162077890 |
| Deed Book / Page | 2799 / 786 |
| Prior Transfer Date | Jun 2, 1995 |
| Prior Transfer Doc | 1357001428 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 65 LOBSTERTAIL RD, BIG PINE KEY, FL 33043-3312 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 65 LOBSTERTAIL RD, BIG PINE KEY, FL 33043-3312 |
| Document Number | 0033682457 |
|---|---|
| Date | Mar 3, 2026 |
| Book Page | 3368/2457 |
| Instrument | 2534260 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28232 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 23, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 65 LOBSTERTAIL RD, BIG PINE KEY, FL 33043-3312 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2022 |
| Title Company | A AND A TITLE, A & A TITLE |
| Name | Verified Name |
|---|---|
| Address | 65 LOBSTERTAIL RD, BIG PINE KEY, FL 33043-3312 |
| Document Number | 0031460347 |
|---|---|
| Date | Dec 30, 2021 |
| Book Page | 3146/347 |
| Instrument | 2354815 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jan 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Sep 15, 2020 |
| Property Address | 65 LOBSTERTAIL RD, BIG PINE KEY, FL 33043-3312 |
| Document Number | 0030440798 |
| Book / Page | 3044 / 798 |
| Map Reference | MB 3 PG 94 |
| Instrument Date | Sep 15, 2020 |
| Instrument | 2281821 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,157.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 430878, BIG PINE KEY, FL 33043-0878 |
| Name | Verified Name |
|---|---|
| Address | 65 LOBSTERTAIL RD, BIG PINE KEY, FL 33043-3312 |
| Document Number | 0003044800 |
|---|---|
| Date | Sep 15, 2020 |
| Instrument | 3044/800 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,838.00 (+3.79%) | $608,872 (+38.51%) Land $295,500 Building $313,372 | $608,872 (+2.64%) Land $295,500 Building $313,372 |
| 2024 | $5,625.00 (+48.69%) | ||
| 2023 | $3,783.00 (+12.52%) Senior Citizen's exemption | $439,585 (+12.73%) | $593,183 (+19.02%) Land $301,500 Building $291,683 |
| 2022 | $3,362.00 Senior Citizen's exemption | $389,952 | $498,387 Land $244,500 Building $253,887 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 690 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 690 in force |
| Nearby Flood Claims | 982 (1980–2022) |
| Claims Outside the SFHA | 2 of 982 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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