32 Laurel Dr, Carmel Valley, CA 93924 Property Records

Monterey County property record for 32 Laurel Dr, Carmel Valley, CA 93924

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,884 sqft · built 1952
Lot Size0.107 acres (4,663 sqft)
OwnerCompany Name on Record
Last Sale$354,000 (Mar 1997)
Tax Bill$6,668 (2025)
Deeds & MortgagesMar 2022 Transfer
Sep 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN187-373-004-000

Property Details

APN / Parcel Number

Primary APN187-373-004-000
Alternative APN
  • 187-373-004

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories1 Story
Building Area1,884 sqft Living Area
1st Floor Area1,884 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleContemporary
Exterior MaterialBrick
Construction TypeFrame
Roof TypeGable
Roof MaterialWood Shingle
Lot Area4,663 sqft (0.107 acres)
Garage Area378 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number187-373-004
Street Address32 LAUREL DR
CityCARMEL VALLEY
StateCA
Zip93924-9525
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 126 RCHO DEL MONTE NO 4 L 5
Legal SubdivisionRANCHO DEL MONTE SUBDIVISION #4
Legal Tract126
Legal Block2
Legal Lot Number5
JurisdictionMONTEREY CA
Township / Civil DivisionCARMEL VALLEY
Census Block Group2
Census Block2001
Census Tract11001

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address32 LAUREL DR, CARMEL VALLEY, CA 93924-9525
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Mar 8, 2022Intrafamily Transfer, Transfer
Sep 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
MONTEREY CU
Sep 18, 2020Deed of Trust, Mortgage · Line of Credit
MONTEREY CU
Nov 1, 2017Deed of Trust, Mortgage
SYNERGY ONE LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 31, 1997 · Amount on Record
Deed SaleMar 31, 1997 · Amount on Record
Prior SaleAug 20, 1996
Deed Document Number199718273
Deed Book / Page3499 / 1093
Last Transfer DateMar 4, 2022
Transfer Doc0000011429
Record UpdatedSep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTEREY CA
Recording DateMar 8, 2022
Property Address32 LAUREL DR, CARMEL VALLEY, CA 93924-9525
Document Number0000011429
Map ReferenceVOL 4 PG 96
Instrument DateMar 4, 2022
Instrument2022011429
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 LAUREL DR, CARMEL VALLEY, CA 93924-9525

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address32 LAUREL DR, CARMEL VALLEY, CA 93924-9525
Transaction TypeMortgage
Record UpdatedOct 1, 2021
Title CompanyCHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY SALI

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 LAUREL DR, CARMEL VALLEY, CA 93924-9525

Mortgage

Document Number0000062602
DateSep 20, 2021
Instrument2021062602
Lender
NameMONTEREY CU
TypeCredit Union
AddressMONTEREY, CA 93940
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address32 LAUREL DR, CARMEL VALLEY, CA 93924-9525
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000049132
DateSep 18, 2020
Instrument2020049132
Lender
NameMONTEREY CU
TypeCredit Union
AddressMONTEREY, CA 93940
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueSep 18, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address32 LAUREL DR, CARMEL VALLEY, CA 93924-9525
Document Number0000062121
Instrument DateNov 1, 2017
Transaction TypeMortgage
Record UpdatedDec 4, 2017
Title CompanyWFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 LAUREL DR CARMEL VALLEY CA 939249525, CARMEL VALLEY, CA 93924-9525

Mortgage

Document Number0000062121
DateNov 7, 2017
Instrument62121
Lender
NameSYNERGY ONE LNDG
AddressSAN DIEGO, CA 92108
Agreement
AmountAmount Recorded
Term360 Months
DueNov 6, 2047

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
Unified School DistrictCarmel Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$631,845 (+2%) Land $366,436 Building $265,409
2025$6,668.00 (+2.62%) Homeowner's exemption$619,456 (+4.04%) Land $359,251 Building $260,205
2023$6,498.00 (+3.34%) Homeowner's exemption$595,402 Land $345,301 Building $250,101
2022$6,288.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 41% of California
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL AM WATER COMPANY - MONTEREY
private · serves 128,928 people · EPA ID CA2710004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20

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