Monterey County property record for 16 Laurel Dr, Carmel Valley, CA 93924
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,425 sqft · built 1951 |
| Lot Size | 0.533 acres (23,233 sqft) |
| Owner | Company Name on Record |
| Last Sale | $750,000 (Apr 2014) |
| Tax Bill | $11,552 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 187-373-007-000 |
| Primary APN | 187-373-007-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,425 sqft Living Area |
| 1st Floor Area | 2,425 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | L-Shape |
| Exterior Material | Adobe |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 23,233 sqft (0.533 acres) |
| Garage Area | 425 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Floor/Wall Furnace |
|---|
| Old Parcel Number | 187-373-007 |
|---|---|
| Street Address | 16 LAUREL DR |
| City | CARMEL VALLEY |
| State | CA |
| Zip | 93924-9525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR 126 RCHO DEL MONTE NO 4 LOT 2 |
| Legal Subdivision | RCHO DEL MONTE NO 4 |
| Legal Tract | 126 |
| Legal Lot Number | 2 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | CARMEL VALLEY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 11001 |
Source: Monterey County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 7032 VALLEY KNOLL RD, CARMEL, CA 93923-7917 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 17, 2014 · Amount on Record |
| Deed Sale | Apr 17, 2014 · Amount on Record |
| Deed Document Number | 201417256 |
| Prior Transfer Date | Apr 16, 2014 |
| Prior Transfer Doc | 0000017770 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 16 LAUREL DR, CARMEL VALLEY, CA 93924-9525 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 7032 VALLEY KNOLL RD, CARMEL, CA 93923-7917 |
| Document Number | 0000005656 |
|---|---|
| Date | Feb 23, 2026 |
| Instrument | 2026005656 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Mar 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11% |
| Index | SOFR Average 30-Day |
| Max Rate | 11% |
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Unified School District | Carmel Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,101,135 (+2%) Land $500,144 Building $600,991 | |
| 2025 | $11,552.00 (+2.96%) | $1,079,545 (+4.04%) Land $490,338 Building $589,207 |
| 2023 | $11,220.00 (+3.35%) | $1,037,627 Land $471,299 Building $566,328 |
| 2022 | $10,856.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 41% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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