Monterey County property record for 28 Laurel Dr, Carmel Valley, CA 93924
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,689 sqft · built 1990 |
| Lot Size | 0.76 acres (33,106 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,250,000 (May 2018) |
| Tax Bill | $15,136 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 187-373-005-000 |
| Primary APN | 187-373-005-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,689 sqft Living Area |
| 1st Floor Area | 2,689 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | L-Shape |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 33,106 sqft (0.76 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Floor/Wall Furnace |
|---|
| Old Parcel Number | 187-373-005 |
|---|---|
| Street Address | 28 LAUREL DR |
| City | CARMEL VALLEY |
| State | CA |
| Zip | 93924-9525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR 126 RCHO DEL MONTE NO 4 L 4 |
| Legal Subdivision | RANCHO DEL MONTE SUBDIVISION #4 |
| Legal Tract | 126 |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | CARMEL VALLEY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 11001 |
Source: Monterey County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 28 LAUREL DR, CARMEL VALLEY, CA 93924-9525 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Oct 20, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jul 18, 2019 | Deed of Trust, Mortgage BANK OF AMERICA |
| May 30, 2018 | Grant Deed, Transfer BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2018 · Amount on Record |
| Deed Sale | May 30, 2018 · Amount on Record |
| Prior Sale | Jun 24, 2016 · Amount on Record |
| Deed Document Number | 201823630 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 28 LAUREL DR, CARMEL VALLEY, CA 93924-9525 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 28 LAUREL DR, CARMEL VALLEY, CA 93924-9525 |
| Document Number | 0000072040 |
|---|---|
| Date | Oct 20, 2021 |
| Instrument | 2021072040 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 28 LAUREL DR, CARMEL VALLEY, CA 93924-9525 |
| Document Number | 0000031407 |
| Instrument Date | Jul 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2019 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 28 LAUREL DR CARMEL VALLEY CA 939249525, CARMEL VALLEY, CA 93924-9525 |
| Document Number | 0000031407 |
|---|---|
| Date | Jul 29, 2019 |
| Instrument | 31407 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 28, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | May 30, 2018 |
| Property Address | 28 LAUREL DR, CARMEL VALLEY, CA 93924-9525 |
| Document Number | 0000023630 |
| Instrument Date | May 23, 2018 |
| Instrument | 23630 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,375.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 28 LAUREL DR CARMEL VALLEY CA 939249525, CARMEL VALLEY, CA 93924-9525 |
| Document Number | 23631 |
|---|---|
| Date | May 30, 2018 |
| Instrument | 23631 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 29, 2048 |
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Unified School District | Carmel Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,450,727 (+2%) Land $870,436 Building $580,291 | |
| 2025 | $15,136.00 (+2.64%) | $1,422,282 (+4.04%) Land $853,369 Building $568,913 |
| 2023 | $14,747.00 (+3.35%) | $1,367,055 Land $820,233 Building $546,822 |
| 2022 | $14,269.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 41% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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