32 Lakeside Dr, Palm Coast, FL 32137 Property Records

Flagler County property record for 32 Lakeside Dr, Palm Coast, FL 32137

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,237 sqft · built 2006
Lot Size0.259 acres (11,295 sqft)
OwnerIndividual Name on Record
Last Sale$440,000 (Jun 2020)
Tax Bill$6,072 (2025)
Deeds & MortgagesJun 2019 Mortgage
Jun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN15-11-31-2971-00000-0130

Property Details

APN / Parcel Number

Primary APN15-11-31-2971-00000-0130

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,237 sqft Heated Area
Gross Area3,082 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2008
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialTile
Lot Area11,295 sqft (0.259 acres)
DrivewayDriveway
Driveway Area430 sqft
Pool TypeEnclosed Pool
Pool Area480 sqft
Deck Area380 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address32 LAKESIDE DR
CityPALM COAST
StateFL
Zip32137-1629
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGRAND HAVEN NORTH PHASE II MB 34 PG 31 LOT 13 OR 1273 PG 729 OR 1506 PG 1764 OR 2450/1187
Legal Range31E
Legal Township11S
Legal Section15
Legal SubdivisionGRAND HAVEN NORTH
Legal Phase2
Legal Lot Number13
JurisdictionFLAGLER FL
Township / Civil DivisionFLAGLER BEACH
Census Block Group4
Census Block4004
Census Tract60301

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address32 LAKESIDE DR, PALM COAST, FL 32137-1629
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 7, 2019Deed of Trust, Mortgage · Commercial Mortgage
SUNTRUST BANK
Jun 17, 2020Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 17, 2020 · Amount on Record
Deed SaleJun 17, 2020 · Amount on Record
Prior SaleNov 16, 2006 · Amount on Record
Deed Document Number2020022567
Deed Book / Page2450 / 1187
Record UpdatedJun 8, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address32 LAKESIDE DR, PALM COAST, FL 32137-1629
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023601106
DateJun 7, 2019
Book Page2360/1106
Instrument2019020596
Lender
NameSUNTRUST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateJun 17, 2020
Property Address32 LAKESIDE DR, PALM COAST, FL 32137-1629
Document Number0024501187
Book / Page2450 / 1187
Map ReferenceMB 34 PG 30-33
Instrument DateJun 15, 2020
Instrument2020022567
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyCOVENANT CLOSING & TTL SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,080.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4 GRASS QUIT CT, 4, ORMOND BEACH, FL 32174-0013

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 LAKESIDE DR, PALM COAST, FL 32137-1629

Mortgage

Document Number0024501189
DateJun 17, 2020
Instrument2450/1189
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityPalm Coast City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,072.00 (-28.83%) Homeowner's exemption$377,247 (+5.99%)$493,843 (+8.93%) Land $105,000 Building $388,843
2023$8,532.00 (+4.3%) Homeowner's exemption$355,938 (+3%)$453,342 (+0.59%) Land $97,000 Building $356,342
2022$8,180.00 Homeowner's exemption$345,571$450,677 Land $110,000 Building $340,677

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 133 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies133 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM COAST UTILITY
private · serves 112,324 people · EPA ID FL2180863
Water SourceGroundwater
Last State InspectionDec 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fiber
1,000 / 1,000

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