Flagler County property record for 31 Lakeside Dr, Palm Coast, FL 32137
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,082 sqft · built 2006 |
| Lot Size | 0.225 acres (9,801 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $436,200 (Nov 2006) |
| Tax Bill | $2,438 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-11-31-2971-00000-0110 |
| Primary APN | 15-11-31-2971-00000-0110 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,082 sqft Heated Area |
| Gross Area | 3,051 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 9,801 sqft (0.225 acres) |
| Driveway | Driveway |
| Driveway Area | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 31 LAKESIDE DR |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32137-1627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GRAND HAVEN NORTH PHASE II MB 34 PG 31 LOT 11 OR 1244 PG 409 OR 1502 PG 1035 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 15 |
| Legal Subdivision | GRAND HAVEN NORTH |
| Legal Phase | 2 |
| Legal Lot Number | 11 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 60301 |
Source: Flagler County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 31 LAKESIDE DR, PALM COAST, FL 32137-1627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 30, 2023 | Deed of Trust, Mortgage · Line of Credit SPACE COAST CU |
| Mar 11, 2020 | Deed of Trust, Mortgage · VA Mortgage SPACE COAST CU |
| Jan 25, 2017 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 3, 2006 · Amount on Record |
| Deed Sale | Nov 3, 2006 · Amount on Record |
| Deed Document Number | 2006054849 |
| Deed Book / Page | 1502 / 1035 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 31 LAKESIDE DR, PALM COAST, FL 32137-1627 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 31 LAKESIDE DR, PALM COAST, FL 32137-1627 |
| Document Number | 0028300139 |
|---|---|
| Date | Nov 30, 2023 |
| Book Page | 2830/139 |
| Instrument | 2023051675 |
| Name | SPACE COAST CU |
|---|---|
| Type | Credit Union |
| Address | MELBOURNE, FL 32940 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 168 Months |
| Due | Nov 29, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 31 LAKESIDE DR, PALM COAST, FL 32137-1627 |
| Document Number | 0024290586 |
| Instrument Date | Mar 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 31 LAKESIDE DR PALM COAST FL 321371627, PALM COAST, FL 32137-1627 |
| Document Number | 0024290586 |
|---|---|
| Date | Mar 19, 2020 |
| Book Page | 002429/000586 |
| Instrument | 11324 |
| Name | SPACE COAST CU |
|---|---|
| Type | Credit Union |
| Address | MELBOURNE, FL 32940 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 18, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 31 LAKESIDE DR, PALM COAST, FL 32137-1627 |
| Document Number | 0021861080 |
| Book / Page | 002186 / 001080 |
| Instrument Date | Jan 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 31 LAKESIDE DR PALM COAST FL 321371627, PALM COAST, FL 32137-1627 |
| Document Number | 0021861080 |
|---|---|
| Date | Feb 10, 2017 |
| Book Page | 002186/001080 |
| Instrument | 5127 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 9, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,438.00 (-51.66%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $281,761 (+5.99%) | $480,750 (+10.12%) Land $135,500 Building $345,250 |
| 2023 | $5,043.00 (+4.91%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $265,845 (+3%) | $436,570 (+1.04%) Land $125,000 Building $311,570 |
| 2022 | $4,807.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $258,102 | $432,087 Land $130,000 Building $302,087 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 133 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 133 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2012 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
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