Flagler County property record for 23 Lakeside Dr, Palm Coast, FL 32137
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,116 sqft · built 2006 |
| Lot Size | 0.259 acres (11,282 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $425,000 (Nov 2020) |
| Tax Bill | $8,108 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Jun 2022 Document + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-11-31-2971-00000-0080 |
| Primary APN | 15-11-31-2971-00000-0080 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,116 sqft Living Area |
| Gross Area | 3,086 sqft |
| 1st Floor Area | 2,116 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 11,282 sqft (0.259 acres) |
| Driveway | Brick Driveway |
| Driveway Area | 448 sqft |
| Pool Area | 336 sqft |
| Deck Area | 519 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 23 LAKESIDE DR |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32137-1627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GRAND HAVEN NORTH PHASE II MB 34 PG 31 LOT 8 OR 1186 PG 1478 OR 1493 PG 1253 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 15 |
| Legal Subdivision | GRAND HAVEN NORTH |
| Legal Phase | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 60301 |
Source: Flagler County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 23 LAKESIDE DR, PALM COAST, FL 32137-1627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 24, 2023 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Jun 8, 2022 | |
| Nov 10, 2020 | Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 10, 2020 · Amount on Record |
| Deed Sale | Nov 10, 2020 · Amount on Record |
| Prior Sale | Nov 10, 2020 · Amount on Record |
| Deed Document Number | 202046661 |
| Deed Book / Page | 2494 / 729 |
| Last Transfer Date | Dec 1, 2021 |
| Transfer Doc | 0026940505 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 23 LAKESIDE DR, PALM COAST, FL 32137-1627 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2023 |
| Name | Verified Name |
|---|---|
| Address | 23 LAKESIDE DR, PALM COAST, FL 32137-1627 |
| Document Number | 0027981206 |
|---|---|
| Date | Jul 24, 2023 |
| Book Page | 2798/1206 |
| Instrument | 2023031541 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | HANCOCK, MD 21750 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 14, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Jurisdiction | FLAGLER FL |
|---|---|
| Recording Date | Jun 8, 2022 |
| Property Address | 23 LAKESIDE DR, PALM COAST, FL 32137-1627 |
| Document Number | 0026940505 |
| Book / Page | 2694 / 505 |
| Map Reference | MB 34 PG 30-33 |
| Instrument Date | Dec 1, 2021 |
| Instrument | 2022029142 |
| Record Updated | Jun 27, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23 LAKESIDE DR, PALM COAST, FL 32137-1627 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Nov 10, 2020 |
| Property Address | 23 LAKESIDE DR, PALM COAST, FL 32137-1627 |
| Document Number | 0024940729 |
| Book / Page | 2494 / 729 |
| Map Reference | MB 34 PG 30-33 |
| Instrument Date | Oct 30, 2020 |
| Instrument | 2020046661 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | AGENTS CHOICE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,975.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 48 ACACIA DR, 48, HOLBROOK, NY 11741-3026 |
| Name | Verified Name |
|---|---|
| Address | 23 LAKESIDE DR, PALM COAST, FL 32137-1627 |
| Document Number | 0002494730 |
|---|---|
| Date | Nov 10, 2020 |
| Instrument | 2494/730 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,108.00 (-25.35%) Homeowner's exemption | $489,299 (+5.99%) | $514,816 (+11.51%) Land $135,500 Building $379,316 |
| 2024 | $10,861.00 (+3.53%) | ||
| 2023 | $10,491.00 (+7.97%) Homeowner's exemption | $461,659 (+2.38%) Land $125,000 Building $336,659 | $461,659 (+2.38%) Land $125,000 Building $336,659 |
| 2022 | $9,717.00 | $450,920 Land $130,000 Building $320,920 | $450,920 Land $130,000 Building $320,920 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 133 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 133 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2012 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
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