Jefferson County property record for 32 Juniper Dr, Shepherdstown, WV 25443
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 4 ba · 3,787 sqft · built 2004 |
| Lot Size | 0.372 acres (16,204 sqft) |
| Owner | Individual Name on File |
| Last Sale | $575,000 (Feb 2023) |
| Tax Bill | $4,098 (2026) |
| Deeds & Mortgages | Jan 2024 Sale Mar 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-5B-0077.0000 |
| Primary APN | 09-5B-0077.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 3,787 sqft Living Area |
| 1st Floor Area | 3,862 sqft |
| Basement Area | 1,500 sqft |
| Finished Basement | 1,500 sqft |
| Family Room | Family Room |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Duplex Single |
| Exterior Material | Stucco |
| Lot Area | 16,204 sqft (0.372 acres) |
| Lot Dimensions | 146 ft deep x 161 ft wide |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 32 JUNIPER DR |
|---|---|
| City | SHEPHERDSTOWN |
| State | WV |
| Zip | 25443-4072 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | LT D53 FERNBANK |
| Legal Subdivision | FERNBANK AT CRESS CREEK |
| Jurisdiction | JEFFERSON WV |
| Township / Civil Division | SHEPHERDSTOWN |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 972201 |
32 Juniper Dr, a duplex, is owned and occupied by an individual who acquired it in January 2024.
Source: Jefferson County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 32 JUNIPER DR, SHEPHERDSTOWN, WV 25443-4072 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 24, 2024 | Deed, Transfer |
| Mar 1, 2023 | Deed of Trust, Mortgage · Line of Credit JEFFERSON SECURITY BANK |
| Feb 28, 2023 | Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK OF WEST VIRGINIA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2023 · Amount on File |
| Deed Sale | Feb 28, 2023 · Amount on File |
| Prior Sale | Jul 29, 2014 · Amount on File |
| Deed Document Number | 20231872 |
| Deed Book / Page | 1297 / 692 |
| Last Transfer Date | Jan 16, 2024 |
| Transfer Doc | 001316/607 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Recording Date | Jan 24, 2024 |
| Property Address | 32 JUNIPER DR, SHEPHERDSTOWN, WV 25443-4072 |
| Document Number | 001316/607 |
| Book / Page | 1316 / 607 |
| Map Reference | MB 18 PG 57 |
| Instrument Date | Jan 23, 2024 |
| Instrument | 202400000831 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Property Address | 32 JUNIPER DR, SHEPHERDSTOWN, WV 25443-4072 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 32 JUNIPER DR, SHEPHERDSTOWN, WV 25443-4072 |
| Document Number | 002496/545 |
|---|---|
| Date | Mar 1, 2023 |
| Book Page | 2496/545 |
| Instrument | 202300001901 |
| Name | JEFFERSON SECURITY BANK |
|---|---|
| Type | Bank |
| Address | INWOOD, WV 25428 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Recording Date | Feb 28, 2023 |
| Property Address | 32 JUNIPER DR, SHEPHERDSTOWN, WV 25443-4072 |
| Document Number | 001297/692 |
| Book / Page | 1297 / 692 |
| Map Reference | MB 18 PG 57 |
| Instrument Date | Feb 28, 2023 |
| Instrument | 202300001872 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,817.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 32 JUNIPER DR, SHEPHERDSTOWN, WV 25443-4072 |
| Document Number | 002496/450 |
|---|---|
| Date | Feb 28, 2023 |
| Book Page | 2496/450 |
| Instrument | 202300001873 |
| Name | CITY NATIONAL BANK OF WEST VIRGINIA |
|---|---|
| Type | Bank |
| Address | CHARLESTON, WV 25313 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Mar 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.75% |
| Index | 1-Year T-Bill |
| Max Rate | 9.75% |
The 2026 property tax bill for 32 Juniper Dr was $4,098 with a homeowner's exemption, down 0.1% from the year before.
Source: Jefferson County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Jefferson County |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,098.00 (-0.15%) | $375,400 (+6.29%) Land $105,800 Building $269,600 | $625,667 (+6.26%) Land $176,333 Building $449,333 |
| 2025 | $4,104.00 Homeowner's exemption | $353,200 Land $80,600 Building $272,600 | $588,800 Land $134,400 Building $454,400 |
| 2023 | $3,528.00 Homeowner's exemption | $322,100 Land $80,600 Building $241,500 | $536,900 Land $134,400 Building $402,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 32 Juniper Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 32 Juniper Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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