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29 Juniper Dr, Shepherdstown, WV 25443 Property Records

Jefferson County property record for 29 Juniper Dr, Shepherdstown, WV 25443

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 2,665 sqft · built 2005
Lot Size0.363 acres (15,812 sqft)
Owner2 Individual Names on Record
Tax Bill$3,349 (2026)
Deeds & MortgagesJun 2020 Mortgage
May 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-5B-0098.0000

Property Details

APN / Parcel Number

Primary APN09-5B-0098.0000
Alternative APN
  • 19-09-5B-0098.0000

Interior

Bedrooms2 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area2,665 sqft Living Area
1st Floor Area3,354 sqft
Basement Area980 sqft
Finished Basement980 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleRow Home
Exterior MaterialStucco
Lot Area15,812 sqft (0.363 acres)
Lot Dimensions200 ft deep x 100 ft wide
TerrainRolling

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address29 JUNIPER DR
CitySHEPHERDSTOWN
StateWV
Zip25443-4192
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT #D67 FERNBANK
JurisdictionJEFFERSON WV
Township / Civil DivisionSHEPHERDSTOWN
Census Block Group3
Census Block3011
Census Tract972201

Owner

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address29 JUNIPER DR, SHEPHERDSTOWN, WV 25443-4192
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2020Deed of Trust, Mortgage · FHA Mortgage
EMBRACE HM LOANS
May 1, 2019Grant Deed, Transfer · Conventional Mortgage
EMBRACE HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON WV
Property Address29 JUNIPER DR, SHEPHERDSTOWN, WV 25443-4192
Document Number0000008480
Instrument DateJun 8, 2020
Transaction TypeMortgage
Record UpdatedJul 24, 2020
Title CompanyEQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE & CLOSING S

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address561 FERNBANK DR SHEPHERDSTOWN WV 254434288, SHEPHERDSTOWN, WV 25443-4288

Mortgage

Document Number0000008480
DateJul 6, 2020
Book Page002293/000055
Instrument8480
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 5, 2050

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionJEFFERSON WV
Recording DateMay 1, 2019
Property Address29 JUNIPER DR, SHEPHERDSTOWN, WV 25443-4192
Document Number0000004909
Book / Page001222 / 000292
Instrument DateApr 29, 2019
Instrument4909
Transaction TypeTransfer
Record UpdatedMay 24, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,441.34
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
AddressPO BOX 567 SHEPHERDSTOWN WV 254430567, SHEPHERDSTOWN, WV 25443-0567

Mortgage

Document Number4910
DateMay 1, 2019
Book Page002222/000191
Instrument4910
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 30, 2034

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

TypeName
StateWest Virginia
CountyJefferson County
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,349.00 (+7.55%)$310,400 (+7.78%) Land $104,100 Building $206,300$517,333 (+7.76%) Land $173,500 Building $343,833
2025$3,114.00 (+6.13%) Homeowner's exemption$288,000 (+6.19%) Land $79,300 Building $208,700$480,100 (+6.19%) Land $132,200 Building $347,900
2023$2,934.00 Homeowner's exemption$271,200 Land $79,300 Building $191,900$452,100 Land $132,200 Building $319,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

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